Cost of Living in Steele County, Minnesota

$1,006/mo
Median Monthly Rent
$234,200
Median Home Value
10% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,006/mo
10% above state average
Median Home Value
$234,200
17% below national
Rent-to-Income Ratio
33.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Steele County Compares

Median monthly rent comparison

Steele County$1,006/mo
Minnesota Average$915/mo
National Median$1,163/mo

Detailed Housing Stats

$1,006/mo
Median Gross Rent
$234,200
Median Home Value
$1,258/mo
Monthly Owner Cost
33.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Steele County, Minnesota

Steele meets national affordability benchmark

Steele County's rent-to-income ratio of 14.5% matches the national standard, making housing costs predictable for renters earning $83,448 median annually. At $1,006 monthly rent, Steele offers solid affordability compared to many U.S. counties, though incomes here run 11.5% above the national median.

Right at Minnesota's state average

Steele County's 14.5% rent-to-income ratio exactly mirrors Minnesota's average, positioning it as a typical affordability county within the state. The $1,006 median rent sits just $91 above the state average, reflecting balanced supply and demand in the local rental market.

Middle ground between rural and urban

Steele County's $1,006 rent runs slightly above Stevens ($833) but below Stearns ($1,057), making it a moderate option in this cluster. Its $83,448 median income—the highest among these eight counties—gives residents more breathing room despite moderate housing costs.

Balanced renting and homeownership

Renters spend $1,006 monthly while homeowners invest $1,258 in monthly costs, with a median home value of $234,200. At 14.5% of the $83,448 median household income, Steele residents allocate a reasonable share to housing while maintaining flexibility for savings.

Solid choice for affordability-conscious movers

Steele County delivers competitive rents and above-average wages, making it attractive for renters or first-time homebuyers. Compare it to Stearns if you want lower housing costs or to Wabasha if you prioritize homeownership on a similar budget.

Affordability Calculator

See how your income compares to housing costs in Steele County

$

Rent Burden

14.5%

of gross income

Max Housing (28% Rule)

$1,947

per month

Owner Cost Burden

18.1%

of gross income

You can likely afford the median home in Steele County

Median home value is $234,200. Estimated monthly cost: $1,870 vs. your max of $1,947.

Rent Affordability Guide

Your rent-to-income ratio14.5%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Steele County, Minnesota?
Steele County, Minnesota has a median monthly rent of $1,006/mo and a median home value of $234,200. The affordability rating is Unaffordable, with rent making up approximately 33.0% of median household income.
What is the median rent in Steele County?
The median gross rent in Steele County is $1,006/mo. This is 10% above state average for Minnesota.
Is Steele County affordable?
Steele County is rated Unaffordable based on rent-to-income ratio of 33.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Steele County's rent compare to the state average?
Steele County's median rent of $1,006/mo is 10% above state average of $915/mo for Minnesota.
What is the median home value in Steele County?
The median home value in Steele County, Minnesota is $234,200. This is 17% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.