Cost of Living in Upson County, Georgia
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Upson County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Upson County ranks #1,884 of 3,144 counties for affordability (bottom 40%)
Data Story
About Cost of Living in Upson County, Georgia
Upson's rent burden beats national norms
Upson County renters spend 18.4% of income on rent, slightly below the national norm and tracking with Georgia's state average of 18.6%. At $779 monthly, Upson's median rent falls well below the national median household income of $74,755—a solid affordability cushion for working families.
Mid-tier affordability in Georgia
Upson ranks near the state median for housing affordability among Georgia's 159 counties, with rents running $148 below the state average of $927 monthly. The county's 18.4% rent-to-income ratio places it in the comfortable zone for renters statewide.
Upson undercuts nearby housing markets
Upson's $779 rent sits $88 below Walker County's $867 and $452 below Walton County's $1,231, making it the most affordable option for renters in the region. Homebuyers face a different story: Upson's median home value of $149,500 falls between Warren County's bargain $78,000 and Walton's premium $300,500.
Housing eats modest slice of income
With a $50,904 median household income, Upson renters allocate roughly $779 monthly (18.4% of income) to rent, while homeowners budget $774 for mortgage payments. Combined, housing costs claim less than one-third of typical household earnings, leaving room for other necessities.
Consider Upson for balanced living costs
Upson County offers renters and first-time homebuyers a rare combination: below-state-average rent, manageable homeownership costs, and income levels that stretch further than national medians. If affordability matters in your relocation calculus, Upson deserves a closer look against pricier Georgia alternatives.
Cost of Living Advisory: Upson County
Affordability Verdict
For renters in Upson County, the market is affordable. Expect to pay around $779/month in gross rent, with 31.0% of renter households considered cost-burdened.
Rent vs. Own
The median rent in Upson County is $779/month, while owner costs run $774/month. Owning saves approximately $5/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $31,160/year. For owner costs at the 28% rule, the required income is roughly $33,171/year. With a median household income of $50,904, most households can comfortably afford rent here. Notably, 31.0% of renter households in Upson County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Georgia, Upson County is more affordable than Terrell County by roughly 7% ($779/mo vs $727/mo).
Affordability Calculator
See how your income compares to housing costs in Upson County
Rent Burden
18.4%
of gross income
Max Housing (28% Rule)
$1,188
per month
Owner Cost Burden
18.2%
of gross income
The median home in Upson County may be a stretch
Median home value is $149,500. Estimated monthly cost: $1,194 vs. your max of $1,188.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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