Cost of Living in Trigg County, Kentucky

$802/mo
Median Monthly Rent
$192,000
Median Home Value

At a Glance

Median Monthly Rent
$802/mo
4% above state average
Median Home Value
$192,000
32% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Trigg County Compares

Median monthly rent comparison

Trigg County$802/mo
Kentucky Average$771/mo
National Median$1,163/mo

Detailed Housing Stats

$802/mo
Median Gross Rent
$192,000
Median Home Value
$777/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Trigg County ranks #597 of 3,144 counties for affordability (top 19%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Trigg County, Kentucky

Trigg County renters face above-average housing pressure

Trigg County renters spend 17.6% of their $54,630 median household income on housing—above the national average of roughly 17% and higher than Kentucky's 17.0% state average. The county's lowest household income among this group amplifies the burden of moderate regional rents.

Below-average affordability in Kentucky

With a 17.6% rent-to-income ratio, Trigg County ranks slightly below the state average of 17.0%, indicating tighter housing budget pressure than most of Kentucky. The county's $54,630 median household income—the lowest in this comparison—compounds the affordability challenge.

Cheap rents, lower incomes than peers

Trigg County's $802 median rent is competitive with Shelby ($998) and Spencer ($954) but higher than Taylor ($691), while household incomes lag significantly behind nearly every neighbor except Todd County. The $192,000 median home value sits mid-range, but lower wages make ownership relatively expensive.

Renters and homeowners both squeezed

Renters spend 17.6% of the $54,630 median income on housing, while homeowners allocate 17.1% toward monthly costs of $777. Both groups face similar pressure, with limited monthly income left after housing expenses consume their largest share.

Trigg County best for regional stability

Trigg County works best for those already embedded in the region with stable, local employment—job prospects elsewhere are limited compared to neighboring urban areas. Remote workers relocating to Trigg should ensure their income significantly exceeds the county median to maintain comfortable housing affordability.

Cost of Living Advisory: Trigg County

Affordability Verdict

Housing in Trigg County is affordable. The median rent is $802/month against a median household income of $54,630, putting rent at 17.6% of income.

Rent vs. Own

At $802/month rent versus $777/month in owner costs, owning is roughly $25/month cheaper — a 3% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $32,080/year. For owner costs at the 28% rule, the required income is roughly $33,300/year. With a median household income of $54,630, most households can comfortably afford rent here. Notably, 26.0% of renter households in Trigg County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Kentucky, Trigg County is less affordable than Carroll County by roughly 6% ($802/mo vs $853/mo).

Affordability Calculator

See how your income compares to housing costs in Trigg County

$

Rent Burden

17.6%

of gross income

Max Housing (28% Rule)

$1,275

per month

Owner Cost Burden

17.1%

of gross income

The median home in Trigg County may be a stretch

Median home value is $192,000. Estimated monthly cost: $1,533 vs. your max of $1,275.

Rent Affordability Guide

Your rent-to-income ratio17.6%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $54,630Needed: $32,080
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $54,630Needed: $33,300
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $54,630Needed: $44,684

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Trigg County, Kentucky?
Trigg County, Kentucky has a median monthly rent of $802/mo and a median home value of $192,000. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Trigg County?
The median gross rent in Trigg County is $802/mo. This is 4% above state average for Kentucky.
Is Trigg County affordable?
Trigg County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Trigg County's rent compare to the state average?
Trigg County's median rent of $802/mo is 4% above state average of $771/mo for Kentucky.
What is the median home value in Trigg County?
The median home value in Trigg County, Kentucky is $192,000. This is 32% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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