Cost of Living in Paulding County, Ohio
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Paulding County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Paulding County, Ohio
Paulding: Ohio's Most Affordable Rental Market
Paulding County renters spend just 13.2% of their income on rent—the lowest ratio among all eight counties and well below the national 15% standard—while earning $68,167 annually. This exceptional affordability reflects Paulding's rural character combined with decent local employment, creating an unusual combination of low costs and moderate income stability.
Paulding Dominates Ohio's Affordability Rankings
At 13.2%, Paulding's rent-to-income ratio crushes Ohio's 15.6% average and ranks among the most affordable in the entire state. The median rent of $750 is the lowest in this eight-county sample, and Paulding's solid $68,167 median income means residents capture maximum affordability while retaining earning capacity.
Unmatched Affordability Among Rural Peers
Paulding's 13.2% rent-to-income ratio and $750 median rent substantially outperform all comparable rural counties: Noble (15.8%, $730), Morgan (15.3%, $713), and Perry (13.5%, $727). Even among better-income counties, only Ottawa (14.4%) approaches Paulding's affordability efficiency, and Ottawa costs more in absolute rent dollars.
Minimal Income Goes to Housing
The $750 monthly rent consumes just 13.2% of Paulding's $68,167 median income, while homeowners dedicate only 13.8% to their $781 monthly cost—both exceptionally efficient ratios. Paulding households retain 86% or more of income for all other expenses, emergency savings, and discretionary spending—a luxury in today's housing market.
Paulding: Unbeatable Housing Value in Ohio
For maximum housing affordability in Ohio, Paulding County is unmatched: 13.2% rent-to-income ratio, $750 median rent, and solid $68,167 median income create an ideal equation. Consider Paulding if you want to minimize housing costs while maintaining reasonable local employment options—it's the rare county where affordability doesn't require sacrificing opportunity.
Affordability Calculator
See how your income compares to housing costs in Paulding County
Rent Burden
13.2%
of gross income
Max Housing (28% Rule)
$1,591
per month
Owner Cost Burden
13.7%
of gross income
You can likely afford the median home in Paulding County
Median home value is $126,800. Estimated monthly cost: $1,012 vs. your max of $1,591.
Rent Affordability Guide
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.