Cost of Living in Yankton County, South Dakota

$777/mo
Median Monthly Rent
$208,200
Median Home Value

At a Glance

Median Monthly Rent
$777/mo
3% above state average
Median Home Value
$208,200
26% below national
Rent-to-Income Ratio
22.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Yankton County Compares

Median monthly rent comparison

Yankton County$777/mo
South Dakota Average$756/mo
National Median$1,163/mo

Detailed Housing Stats

$777/mo
Median Gross Rent
$208,200
Median Home Value
$1,002/mo
Monthly Owner Cost
22.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Yankton County ranks #2,297 of 3,144 counties for affordability (bottom 27%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Yankton County, South Dakota

Yankton's Housing Beats National Average

Yankton County residents spend just 12.6% of their income on rent, well below the national average of roughly 13-14% and comfortably under the threshold that housing experts consider affordable. The county's median household income of $73,855 nearly matches the national median of $74,755, giving renters genuine breathing room in their budgets.

South Dakota's Most Affordable County

Yankton ranks among South Dakota's most affordable counties, with a rent-to-income ratio of 12.6% that beats the state average of 13.8%. At $777 per month, median rent is only $21 above the state average, but the county's stronger household income makes all the difference in affordability.

Yankton Stands Out Regionally

Yankton County's median rent of $777 is competitive with other South Dakota communities, and its combination of affordable housing and solid incomes makes it more accessible than many rural alternatives. The county's median home value of $208,200 reflects a balanced market for both renters and buyers seeking stability.

Where Your Housing Dollar Goes

Renters in Yankton pay $777 monthly while homeowners carry $1,002 in monthly ownership costs—both reasonable fractions of the $73,855 median household income. Combined, housing takes up roughly 22-23% of household income for buyers, leaving families substantial resources for other essentials and savings.

Considering a Move to Yankton?

Yankton County offers genuine affordability paired with stable incomes—a rare combination in rural America. If you're weighing relocation options, Yankton's 12.6% rent-to-income ratio makes it a practical choice for renters and homebuyers alike.

Cost of Living Advisory: Yankton County

Affordability Verdict

For renters in Yankton County, the market is affordable. Expect to pay around $777/month in gross rent, with 22.0% of renter households considered cost-burdened.

Rent vs. Own

The median rent in Yankton County is $777/month, while owner costs run $1,002/month. Renting saves approximately $225/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $31,080/year. For owner costs at the 28% rule, the required income is roughly $42,943/year. With a median household income of $73,855, most households can comfortably afford rent here. Notably, 22.0% of renter households in Yankton County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Kingsbury County where rent averages $725/month, Yankton County is approximately 7% more expensive.

Affordability Calculator

See how your income compares to housing costs in Yankton County

$

Rent Burden

12.6%

of gross income

Max Housing (28% Rule)

$1,723

per month

Owner Cost Burden

16.3%

of gross income

You can likely afford the median home in Yankton County

Median home value is $208,200. Estimated monthly cost: $1,662 vs. your max of $1,723.

Rent Affordability Guide

Your rent-to-income ratio12.6%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $73,855Needed: $31,080
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $73,855Needed: $42,943
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $73,855Needed: $48,454

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Yankton County, South Dakota?
Yankton County, South Dakota has a median monthly rent of $777/mo and a median home value of $208,200. The affordability rating is Unaffordable, with rent making up approximately 22.0% of median household income.
What is the median rent in Yankton County?
The median gross rent in Yankton County is $777/mo. This is 3% above state average for South Dakota.
Is Yankton County affordable?
Yankton County is rated Unaffordable based on rent-to-income ratio of 22.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Yankton County's rent compare to the state average?
Yankton County's median rent of $777/mo is 3% above state average of $756/mo for South Dakota.
What is the median home value in Yankton County?
The median home value in Yankton County, South Dakota is $208,200. This is 26% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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