CostBy County

Cost of Living in Pennington County, South Dakota

$1,120/mo
Median Monthly Rent
$302,200
Median Home Value

At a Glance

Median Monthly Rent
$1,120/mo
43% above state average
Median Home Value
$302,200
9% below national
Census GRAPI
29.5%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Pennington County Compares

Median monthly rent comparison

Pennington County$1,120/mo
South Dakota Average$785/mo
National Median$1,413/mo

Detailed Housing Stats

$1,120/mo
Median Gross Rent
$302,200
Median Home Value
$1,286/mo
Monthly Owner Cost
29.5%
Census GRAPI

National Ranking

Affordability Rank

Pennington County ranks #2,573 of 3,142 counties for affordability (bottom 18%)

Most AffordableLeast Affordable

Sourced county brief

Pennington County Median Gross Rent Estimated at $1,120

Pennington County reported a median gross rent of $1,120 per month, which is $335 above the South Dakota unweighted county mean of $785. The official ACS B25071 median gross rent as a percentage of household income (GRAPI) was 29.5%. This measurement is 6.8 percentage points higher than the state unweighted county mean of 22.7%. The median home value in the county was $302,200, and the median selected monthly owner cost for all owner-occupied units was $1,286. The median income for renter-households was estimated at $47,358. These figures are part of the ACS 5-year estimates covering 2020-2024 and offer a snapshot of the housing environment for both owners and renters. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Pennington County

Affordability Verdict

ACS B25071 estimates median gross rent at 29.5% of renter household income in Pennington County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $1,120 per month; median selected monthly owner costs are $1,286. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $44,800 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The South Dakota unweighted mean of county median rents is $785 per month. Pennington County's $1,120 median is 42.7% above that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Pennington County

$

Rent Burden

18.0%

of gross income

Max Housing (28% Rule)

$1,739

per month

Owner Cost Burden

20.7%

of gross income

The median home in Pennington County may be a stretch

Median home value is $302,200. Estimated monthly cost: $2,413 vs. your max of $1,739.

Rent Affordability Guide

Your entered rent as a share of entered income18.0%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $74,517Needed: $44,800
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $74,517Needed: $55,114
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $74,517Needed: $70,330

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Pennington County, South Dakota?
Pennington County, South Dakota has a median monthly rent of $1,120/mo and a median home value of $302,200. The affordability rating is Affordable, with median gross rent equal to approximately 29.5% of renter household income.
What is the median rent in Pennington County?
The median gross rent in Pennington County is $1,120/mo. This is 43% above state average for South Dakota.
Is Pennington County affordable?
Pennington County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 29.5%. Median gross rent is under 30% of renter household income.
How does Pennington County's rent compare to the state average?
Pennington County's median rent of $1,120/mo is 43% above state average of $785/mo for South Dakota.
What is the median home value in Pennington County?
The median home value in Pennington County, South Dakota is $302,200. This is 9% below the national median home value of $332,700.

Counties with Similar Housing Costs

Sponsored

Planning a Move?

Researching the cost of living in Pennington County, South Dakota? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes
Sponsored

Compare Mortgage Rates in Pennington County

Whether you're buying in Pennington County, South Dakota, or refinancing, compare rates from top lenders using the terms each lender provides.

See Today's Rates
Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.