Cost of Living in Moody County, South Dakota
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Moody County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Moody County ranks #1,264 of 3,142 counties for affordability (top 40%)
Sourced county brief
Moody County Renter Median Income Reaches $43,967
The median renter-household income in Moody County was estimated at $43,967 during the 2020-2024 period. According to official ACS B25071 data, the median gross rent as a percentage of household income (GRAPI) was 22.4%, which is 0.3 percentage points below the South Dakota unweighted county mean of 22.7%. The median gross rent in the county was $758 per month, and the median home value was $226,500. For homeowners, the median selected monthly owner cost for all units was $898, a figure that is $45 above the state unweighted county mean of $853. All values are derived from the 5-year estimate period and represent fixed data points for the county's housing-tenure groups. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Moody County
Affordability Verdict
ACS B25071 estimates median gross rent at 22.4% of renter household income in Moody County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $758 per month; median selected monthly owner costs are $898. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $30,320 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The South Dakota unweighted mean of county median rents is $785 per month. Moody County's $758 median is 3.4% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Moody County
Rent Burden
11.6%
of gross income
Max Housing (28% Rule)
$1,830
per month
Owner Cost Burden
13.7%
of gross income
You can likely afford the median home in Moody County
Median home value is $226,500. Estimated monthly cost: $1,808 vs. your max of $1,830.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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