Cost of Living in Switzerland County, Indiana
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Switzerland County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Switzerland County ranks #140 of 3,144 counties for affordability (top 4%)
Data Story
About Cost of Living in Switzerland County, Indiana
Switzerland County: Solid Affordability
Switzerland County renters spend 13.3% of income on housing—below Indiana's 15.6% state average and well-positioned compared to national norms. With a median income of $65,148 and rent of $720, this rural county delivers genuine affordability.
Among Indiana's Better Markets
Switzerland County ranks in the upper tier of Indiana's most affordable counties for renters, with a 13.3% rent-to-income ratio outperforming roughly 70% of the state's counties. Its low rents place it competitively across all tenure types.
Switzerland Competes on Value
At $720 monthly rent, Switzerland County rivals Starke ($690) and Spencer ($697) as among the region's cheapest markets, while owner costs of $946 run higher than Spencer but lower than Steuben. The overall housing value package is strong for both renters and buyers.
Low Rents Support Balanced Budgets
Switzerland County households spend $720 on median rent and $946 on owner costs, totaling about 25.5% of income combined across tenure types. The 13.3% rent-to-income ratio ensures renters retain adequate disposable income despite modest earnings.
Switzerland: Rural Charm, Real Savings
If you're relocating to Switzerland County, expect competitive rents and reasonable home values in exchange for a quieter, more rural lifestyle. This county suits families seeking affordability without the trade-off of extreme budget constraints.
Cost of Living Advisory: Switzerland County
Affordability Verdict
Housing in Switzerland County is affordable. The median rent is $720/month against a median household income of $65,148, putting rent at 13.3% of income.
Rent vs. Own
Renters in Switzerland County pay $720/month on average, compared to $946/month for homeowners. This market favors renters by about 24%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $28,800/year. For owner costs at the 28% rule, the required income is roughly $40,543/year. With a median household income of $65,148, most households can comfortably afford rent here. Notably, 23.0% of renter households in Switzerland County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Indiana, Switzerland County is less affordable than Noble County by roughly 7% ($720/mo vs $776/mo).
Affordability Calculator
See how your income compares to housing costs in Switzerland County
Rent Burden
13.3%
of gross income
Max Housing (28% Rule)
$1,520
per month
Owner Cost Burden
17.4%
of gross income
You can likely afford the median home in Switzerland County
Median home value is $183,200. Estimated monthly cost: $1,463 vs. your max of $1,520.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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