Cost of Living in Cherokee County, Alabama
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Cherokee County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Cherokee County ranks #539 of 3,142 counties for affordability (top 17%)
Sourced county brief
Cherokee County Median Home Value Estimated at $179,700
The median home value in Cherokee County was $179,700 according to the 2020-2024 ACS 5-Year Estimates. This figure is above the Alabama unweighted county mean of $159,660. The median gross rent in the county was $762 per month, which is below the state unweighted county mean of $820. Regarding renter-occupied housing, the median renter-household income was $36,817. The official B25071 Gross Rent as a Percentage of Household Income (GRAPI) was 26.6%. This canonical percentage is 2.0 percentage points lower than the state's unweighted county mean of 28.6%. Median selected monthly owner costs for all owner-occupied units were $630, compared to the state unweighted county mean of $706. These statistics describe housing costs as captured in the survey period without indicating future shifts. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Cherokee County
Affordability Verdict
ACS B25071 estimates median gross rent at 26.6% of renter household income in Cherokee County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $762 per month; median selected monthly owner costs are $630. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $30,480 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Alabama unweighted mean of county median rents is $820 per month. Cherokee County's $762 median is 7.1% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Cherokee County
Rent Burden
17.0%
of gross income
Max Housing (28% Rule)
$1,257
per month
Owner Cost Burden
14.0%
of gross income
The median home in Cherokee County may be a stretch
Median home value is $179,700. Estimated monthly cost: $1,435 vs. your max of $1,257.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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