Cost of Living in Allen County, Kentucky

$750/mo
Median Monthly Rent
$176,300
Median Home Value
3% below state averageUnaffordable

At a Glance

Median Monthly Rent
$750/mo
3% below state average
Median Home Value
$176,300
37% below national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Allen County Compares

Median monthly rent comparison

Allen County$750/mo
Kentucky Average$771/mo
National Median$1,163/mo

Detailed Housing Stats

$750/mo
Median Gross Rent
$176,300
Median Home Value
$665/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Allen County, Kentucky

Allen punches above its weight nationally

Allen County's rent-to-income ratio of 15.3% sits comfortably within the national affordability sweet spot, well ahead of the national median household income of $74,755. At $59,029 in median income, Allen households enjoy better housing affordability than county income alone might suggest.

Among Kentucky's most affordable counties

Allen's 15.3% rent-to-income ratio beats the Kentucky state average of 17.0%, putting it in the affordability tier of better-positioned counties statewide. With median rent just below the state average at $750, Allen delivers stronger value for renters relative to their earnings.

Competing with Bath for best rents

Allen's $750 median rent undercuts neighboring Adair County ($775) and matches affordability with Bath County ($600 in rent, though with lower overall household income). Allen's homeownership costs of $665 monthly position it midrange among the region's counties.

Allen's housing math works

Renters spend $750 monthly while homeowners pay $665, extracting a healthy 15.3% of the $59,029 median income for housing alone. This leaves Allen households proportionally more breathing room compared to state and national peers.

Allen offers balanced opportunity

If you're seeking affordable rents with moderate incomes, Allen County delivers one of Kentucky's better rent-to-income ratios without sacrificing community stability. Its $176,300 median home value and manageable owner costs make it competitive for both renters and aspiring homeowners.

Affordability Calculator

See how your income compares to housing costs in Allen County

$

Rent Burden

15.2%

of gross income

Max Housing (28% Rule)

$1,377

per month

Owner Cost Burden

13.5%

of gross income

The median home in Allen County may be a stretch

Median home value is $176,300. Estimated monthly cost: $1,407 vs. your max of $1,377.

Rent Affordability Guide

Your rent-to-income ratio15.2%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Allen County, Kentucky?
Allen County, Kentucky has a median monthly rent of $750/mo and a median home value of $176,300. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in Allen County?
The median gross rent in Allen County is $750/mo. This is 3% below state average for Kentucky.
Is Allen County affordable?
Allen County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Allen County's rent compare to the state average?
Allen County's median rent of $750/mo is 3% below state average of $771/mo for Kentucky.
What is the median home value in Allen County?
The median home value in Allen County, Kentucky is $176,300. This is 37% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.