CostBy County

Cost of Living in Gregory County, South Dakota

$614/mo
Median Monthly Rent
$139,900
Median Home Value

At a Glance

Median Monthly Rent
$614/mo
22% below state average
Median Home Value
$139,900
58% below national
Census GRAPI
22.9%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Gregory County Compares

Median monthly rent comparison

Gregory County$614/mo
South Dakota Average$785/mo
National Median$1,413/mo

Detailed Housing Stats

$614/mo
Median Gross Rent
$139,900
Median Home Value
$578/mo
Monthly Owner Cost
22.9%
Census GRAPI

National Ranking

Affordability Rank

Gregory County ranks #124 of 3,142 counties for affordability (top 4%)

Most AffordableLeast Affordable

Sourced county brief

Gregory County Median Monthly Owner Costs Estimated at 578 Dollars

The median selected monthly owner costs for all owner-occupied units in Gregory County is $578. This value is $275 below the South Dakota unweighted county mean for owner costs of $853. The median home value in the county was estimated at $139,900, which is below the state unweighted county mean of $181,021. For renter households, the median gross rent is $614 per month, compared to a state unweighted county mean of $785. The official ACS B25071 Gross Rent as a Percentage of Household Income (GRAPI) was recorded at 22.9%. This percentage is 0.2 percentage points higher than the South Dakota unweighted county mean for official GRAPI of 22.7%. Renter-household median income was measured at $35,852. All data is sourced from the U.S. Census Bureau ACS 2020-2024 5-Year Estimates. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Gregory County

Affordability Verdict

ACS B25071 estimates median gross rent at 22.9% of renter household income in Gregory County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $614 per month; median selected monthly owner costs are $578. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $24,560 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The South Dakota unweighted mean of county median rents is $785 per month. Gregory County's $614 median is 21.8% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Gregory County

$

Rent Burden

11.7%

of gross income

Max Housing (28% Rule)

$1,468

per month

Owner Cost Burden

11.0%

of gross income

You can likely afford the median home in Gregory County

Median home value is $139,900. Estimated monthly cost: $1,117 vs. your max of $1,468.

Rent Affordability Guide

Your entered rent as a share of entered income11.7%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $62,917Needed: $24,560
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $62,917Needed: $24,771
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $62,917Needed: $32,559

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Gregory County, South Dakota?
Gregory County, South Dakota has a median monthly rent of $614/mo and a median home value of $139,900. The affordability rating is Affordable, with median gross rent equal to approximately 22.9% of renter household income.
What is the median rent in Gregory County?
The median gross rent in Gregory County is $614/mo. This is 22% below state average for South Dakota.
Is Gregory County affordable?
Gregory County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 22.9%. Median gross rent is under 30% of renter household income.
How does Gregory County's rent compare to the state average?
Gregory County's median rent of $614/mo is 22% below state average of $785/mo for South Dakota.
What is the median home value in Gregory County?
The median home value in Gregory County, South Dakota is $139,900. This is 58% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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