Cost of Living in Alfalfa County, Oklahoma

$614/mo
Median Monthly Rent
$103,000
Median Home Value
25% below state averageUnaffordable

At a Glance

Median Monthly Rent
$614/mo
25% below state average
Median Home Value
$103,000
63% below national
Rent-to-Income Ratio
21.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Alfalfa County Compares

Median monthly rent comparison

Alfalfa County$614/mo
Oklahoma Average$814/mo
National Median$1,163/mo

Detailed Housing Stats

$614/mo
Median Gross Rent
$103,000
Median Home Value
$606/mo
Monthly Owner Cost
21.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Alfalfa County, Oklahoma

Alfalfa punches above its weight nationally

Alfalfa County residents enjoy a 10.9% rent-to-income ratio—among the best in the nation—thanks to a $67,870 median household income paired with $614 monthly rent. That income is 91% of the national median, while housing costs remain well below the typical American burden.

Oklahoma's most affordable county

At 10.9%, Alfalfa's rent-to-income ratio ranks as one of the lowest in Oklahoma, dramatically below the state average of 17.0%. The county's $614 median rent is the cheapest among the eight counties analyzed here.

Clear leader in regional affordability

Alfalfa's $614 rent is roughly $100 cheaper than Adair County and $150 below Atoka, making it the region's rental bargain. Its $606 monthly owner cost is nearly identical to its rental price, offering unique flexibility for homebuyers.

Housing efficiency in Alfalfa County

Renters pay $614 monthly while owners pay $606, both remarkably close, against a $67,870 annual income. Just 10.9% of income goes to rent, freeing up more money for savings, healthcare, or education than most Oklahoma counties.

Alfalfa offers real financial breathing room

Remote workers and retirees seeking maximum affordability should shortlist Alfalfa County immediately. With the state's lowest rent-to-income ratio and modest home values around $103,000, your paycheck stretches further here than nearly anywhere in Oklahoma.

Affordability Calculator

See how your income compares to housing costs in Alfalfa County

$

Rent Burden

10.9%

of gross income

Max Housing (28% Rule)

$1,584

per month

Owner Cost Burden

10.7%

of gross income

You can likely afford the median home in Alfalfa County

Median home value is $103,000. Estimated monthly cost: $822 vs. your max of $1,584.

Rent Affordability Guide

Your rent-to-income ratio10.9%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Alfalfa County, Oklahoma?
Alfalfa County, Oklahoma has a median monthly rent of $614/mo and a median home value of $103,000. The affordability rating is Unaffordable, with rent making up approximately 21.0% of median household income.
What is the median rent in Alfalfa County?
The median gross rent in Alfalfa County is $614/mo. This is 25% below state average for Oklahoma.
Is Alfalfa County affordable?
Alfalfa County is rated Unaffordable based on rent-to-income ratio of 21.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Alfalfa County's rent compare to the state average?
Alfalfa County's median rent of $614/mo is 25% below state average of $814/mo for Oklahoma.
What is the median home value in Alfalfa County?
The median home value in Alfalfa County, Oklahoma is $103,000. This is 63% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.