Cost of Living in Alfalfa County, Oklahoma
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Alfalfa County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Alfalfa County ranks #801 of 3,144 counties for affordability (top 25%)
Data Story
About Cost of Living in Alfalfa County, Oklahoma
Alfalfa punches above its weight nationally
Alfalfa County residents enjoy a 10.9% rent-to-income ratio—among the best in the nation—thanks to a $67,870 median household income paired with $614 monthly rent. That income is 91% of the national median, while housing costs remain well below the typical American burden.
Oklahoma's most affordable county
At 10.9%, Alfalfa's rent-to-income ratio ranks as one of the lowest in Oklahoma, dramatically below the state average of 17.0%. The county's $614 median rent is the cheapest among the eight counties analyzed here.
Clear leader in regional affordability
Alfalfa's $614 rent is roughly $100 cheaper than Adair County and $150 below Atoka, making it the region's rental bargain. Its $606 monthly owner cost is nearly identical to its rental price, offering unique flexibility for homebuyers.
Housing efficiency in Alfalfa County
Renters pay $614 monthly while owners pay $606, both remarkably close, against a $67,870 annual income. Just 10.9% of income goes to rent, freeing up more money for savings, healthcare, or education than most Oklahoma counties.
Alfalfa offers real financial breathing room
Remote workers and retirees seeking maximum affordability should shortlist Alfalfa County immediately. With the state's lowest rent-to-income ratio and modest home values around $103,000, your paycheck stretches further here than nearly anywhere in Oklahoma.
Cost of Living Advisory: Alfalfa County
Affordability Verdict
Housing in Alfalfa County is affordable. The median rent is $614/month against a median household income of $67,870, putting rent at 10.9% of income.
Rent vs. Own
Renters in Alfalfa County pay $614/month on average, compared to $606/month for homeowners. This market favors buyers by about 1%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $24,560/year. For owner costs at the 28% rule, the required income is roughly $25,971/year. With a median household income of $67,870, most households can comfortably afford rent here. Notably, 21.0% of renter households in Alfalfa County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Oklahoma, Alfalfa County is less affordable than Kiowa County by roughly 9% ($614/mo vs $675/mo).
Affordability Calculator
See how your income compares to housing costs in Alfalfa County
Rent Burden
10.9%
of gross income
Max Housing (28% Rule)
$1,584
per month
Owner Cost Burden
10.7%
of gross income
You can likely afford the median home in Alfalfa County
Median home value is $103,000. Estimated monthly cost: $822 vs. your max of $1,584.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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