Cost of Living in Stafford County, Kansas

$613/mo
Median Monthly Rent
$96,700
Median Home Value

At a Glance

Median Monthly Rent
$613/mo
22% below state average
Median Home Value
$96,700
66% below national
Rent-to-Income Ratio
27.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Stafford County Compares

Median monthly rent comparison

Stafford County$613/mo
Kansas Average$787/mo
National Median$1,163/mo

Detailed Housing Stats

$613/mo
Median Gross Rent
$96,700
Median Home Value
$740/mo
Monthly Owner Cost
27.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Stafford County ranks #920 of 3,144 counties for affordability (top 29%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Stafford County, Kansas

Stafford delivers strong affordability

Stafford County's 11.5% rent-to-income ratio beats both the national average and Kansas's 14.7% state average, placing it among the state's most affordable counties. The median household income of $63,786 combines with modest rents to create accessible housing.

Top-tier affordability across Kansas

At 11.5%, Stafford's rent-to-income ratio ranks in Kansas's best tier, falling 3.2 percentage points below the state average of 14.7%. The median rent of $613 runs $174 below the state average, underscoring Stafford's housing value.

Competitive pricing in rural Kansas

Stafford's $613 median rent edges out Smith County ($601) as the region's second-lowest, and substantially undercuts Shawnee County's $970. Owner costs at $740 monthly align with other affordable rural counties, making Stafford competitive across tenure types.

Budget-friendly across both pathways

Stafford renters spend 11.5% of income on housing, while homeowners spend roughly 13.9% on owner costs averaging $740 per month. The median home value of $96,700 remains deeply affordable on the $63,786 median household income.

Excellent value for rural relocation

Stafford County ranks among Kansas's best affordability plays: low rents, moderate ownership costs, and reasonable incomes leave healthy financial flexibility. Consider Stafford if you're relocating to rural Kansas and value maximum purchasing power.

Cost of Living Advisory: Stafford County

Affordability Verdict

Stafford County is affordable for renters, with a median gross rent of $613/month representing approximately 11.5% of median household income. The rent burden (GRAPI) stands at 27.0%.

Rent vs. Own

Renters in Stafford County pay $613/month on average, compared to $740/month for homeowners. This market favors renters by about 17%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $24,520/year. For owner costs at the 28% rule, the required income is roughly $31,714/year. With a median household income of $63,786, most households can comfortably afford rent here. Notably, 27.0% of renter households in Stafford County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Marshall County where rent averages $670/month, Stafford County is approximately 9% less expensive.

Affordability Calculator

See how your income compares to housing costs in Stafford County

$

Rent Burden

11.5%

of gross income

Max Housing (28% Rule)

$1,488

per month

Owner Cost Burden

13.9%

of gross income

You can likely afford the median home in Stafford County

Median home value is $96,700. Estimated monthly cost: $772 vs. your max of $1,488.

Rent Affordability Guide

Your rent-to-income ratio11.5%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $63,786Needed: $24,520
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $63,786Needed: $31,714
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $63,786Needed: $22,505

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Stafford County, Kansas?
Stafford County, Kansas has a median monthly rent of $613/mo and a median home value of $96,700. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.
What is the median rent in Stafford County?
The median gross rent in Stafford County is $613/mo. This is 22% below state average for Kansas.
Is Stafford County affordable?
Stafford County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Stafford County's rent compare to the state average?
Stafford County's median rent of $613/mo is 22% below state average of $787/mo for Kansas.
What is the median home value in Stafford County?
The median home value in Stafford County, Kansas is $96,700. This is 66% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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