CostBy County

Cost of Living in Washington County, Rhode Island

$1,327/mo
Median Monthly Rent
$510,800
Median Home Value

At a Glance

Median Monthly Rent
$1,327/mo
8% below state average
Median Home Value
$510,800
54% above national
Census GRAPI
30.7%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Stretched
Median gross rent is 30–50% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Washington County Compares

Median monthly rent comparison

Washington County$1,327/mo
Rhode Island Average$1,441/mo
National Median$1,413/mo

Detailed Housing Stats

$1,327/mo
Median Gross Rent
$510,800
Median Home Value
$1,890/mo
Monthly Owner Cost
30.7%
Census GRAPI

National Ranking

Affordability Rank

Washington County ranks #2,904 of 3,142 counties for affordability (bottom 8%)

Most AffordableLeast Affordable

Sourced county brief

Washington County Median Rent-to-Income Percentage Reaches 30.7%

The median gross rent as a percentage of household income (GRAPI) in Washington County was 30.7% in the 2020-2024 ACS estimates. This official B25071 estimate is the canonical rentToIncomePct for the county and is 1.1 percentage points above the Rhode Island unweighted county mean official GRAPI of 29.6%. The median gross rent was estimated at $1,327 per month, while the median renter-household income was $48,732. For those in owner-occupied housing, the median home value was $510,800 and the median monthly owner cost was $1,890. This owner cost is above the state unweighted county mean of $1,883. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Washington County

Affordability Verdict

ACS B25071 estimates median gross rent at 30.7% of renter household income in Washington County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $1,327 per month; median selected monthly owner costs are $1,890. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $53,080 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Rhode Island unweighted mean of county median rents is $1,441 per month. Washington County's $1,327 median is 7.9% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Washington County

$

Rent Burden

14.9%

of gross income

Max Housing (28% Rule)

$2,488

per month

Owner Cost Burden

21.3%

of gross income

The median home in Washington County may be a stretch

Median home value is $510,800. Estimated monthly cost: $4,078 vs. your max of $2,488.

Rent Affordability Guide

Your entered rent as a share of entered income14.9%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $106,638Needed: $53,080
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $106,638Needed: $81,000
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? No
Your income: $106,638Needed: $118,877

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Washington County, Rhode Island?
Washington County, Rhode Island has a median monthly rent of $1,327/mo and a median home value of $510,800. The affordability rating is Stretched, with median gross rent equal to approximately 30.7% of renter household income.
What is the median rent in Washington County?
The median gross rent in Washington County is $1,327/mo. This is 8% below state average for Rhode Island.
Is Washington County affordable?
Washington County is rated Stretched using the Census median gross-rent-as-a-percentage-of-income measure of 30.7%. Median gross rent is 30–50% of renter household income.
How does Washington County's rent compare to the state average?
Washington County's median rent of $1,327/mo is 8% below state average of $1,441/mo for Rhode Island.
What is the median home value in Washington County?
The median home value in Washington County, Rhode Island is $510,800. This is 54% above the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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