Cost of Living in Cabarrus County, North Carolina

$1,303/mo
Median Monthly Rent
$318,600
Median Home Value
39% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,303/mo
39% above state average
Median Home Value
$318,600
13% above national
Rent-to-Income Ratio
30.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Cabarrus County Compares

Median monthly rent comparison

Cabarrus County$1,303/mo
North Carolina Average$938/mo
National Median$1,163/mo

Detailed Housing Stats

$1,303/mo
Median Gross Rent
$318,600
Median Home Value
$1,393/mo
Monthly Owner Cost
30.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Cabarrus County, North Carolina

Cabarrus combines income strength with affordability

Cabarrus County renters spend 18.2% of their income on rent—below the national average and the state average—while earning a median household income of $86,084, nearly 15% above the national median. This combination of strong incomes and reasonable housing costs makes Cabarrus one of the region's most balanced markets.

Best income-to-affordability ratio statewide

Cabarrus's 18.2% rent-to-income ratio ranks among North Carolina's most affordable, beating the state average of 18.6%, while its $86,084 median income is the highest in this sample. The county punches well above its weight for households seeking strong earnings and reasonable housing costs.

Superior affordability with higher incomes

Cabarrus residents earn nearly $12,000 more annually than Buncombe County residents, yet face lower rent burdens—a striking advantage over nearby mountain counties. Cabarrus's $1,303 rent is higher than Burke ($805) and Caldwell ($735), but the income ratio makes it feel lighter.

Renters and owners both well-positioned

Cabarrus renters pay $1,303 monthly while homeowners spend $1,393, with median home values of $318,600. The $86,084 median income means housing consumes just 18% of budgets, leaving substantial room for savings and other expenses.

Cabarrus: prosperity meets affordability

Consider Cabarrus if you're seeking suburban North Carolina living with strong incomes and stable housing costs—median rents of $1,303 feel manageable on an $86,084 average household income. The county's balanced market appeals to families and professionals prioritizing financial stability.

Affordability Calculator

See how your income compares to housing costs in Cabarrus County

$

Rent Burden

18.2%

of gross income

Max Housing (28% Rule)

$2,009

per month

Owner Cost Burden

19.4%

of gross income

The median home in Cabarrus County may be a stretch

Median home value is $318,600. Estimated monthly cost: $2,543 vs. your max of $2,009.

Rent Affordability Guide

Your rent-to-income ratio18.2%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Cabarrus County, North Carolina?
Cabarrus County, North Carolina has a median monthly rent of $1,303/mo and a median home value of $318,600. The affordability rating is Unaffordable, with rent making up approximately 30.0% of median household income.
What is the median rent in Cabarrus County?
The median gross rent in Cabarrus County is $1,303/mo. This is 39% above state average for North Carolina.
Is Cabarrus County affordable?
Cabarrus County is rated Unaffordable based on rent-to-income ratio of 30.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Cabarrus County's rent compare to the state average?
Cabarrus County's median rent of $1,303/mo is 39% above state average of $938/mo for North Carolina.
What is the median home value in Cabarrus County?
The median home value in Cabarrus County, North Carolina is $318,600. This is 13% above the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.