Cost of Living in York County, Pennsylvania

$1,150/mo
Median Monthly Rent
$235,000
Median Home Value

At a Glance

Median Monthly Rent
$1,150/mo
20% above state average
Median Home Value
$235,000
17% below national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How York County Compares

Median monthly rent comparison

York County$1,150/mo
Pennsylvania Average$960/mo
National Median$1,163/mo

Detailed Housing Stats

$1,150/mo
Median Gross Rent
$235,000
Median Home Value
$1,337/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

York County ranks #2,125 of 3,144 counties for affordability (bottom 32%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in York County, Pennsylvania

York rents exceed national affordability thresholds

York County's rent-to-income ratio of 16.8% surpasses the national comfort zone, meaning renters here dedicate a larger share of income to housing than typical Americans. With a median rent of $1,150 monthly against a $82,238 median household income, York represents a higher-cost county both regionally and nationally.

York slightly outpaces state average housing costs

At 16.8%, York's rent-to-income ratio marginally exceeds Pennsylvania's 16.5% state average, placing it among the state's pricier counties. The median rent of $1,150 significantly surpasses the state average of $960, reflecting York's stronger economy and desirability.

York commands the region's highest rents

York's median rent of $1,150 far exceeds Westmoreland ($843) and Wyoming ($897), with median home values of $235,000 also topping both neighbors. This premium reflects York's economic strength and proximity to Baltimore-Washington markets, making it the priciest option among the three counties.

York housing takes nearly 17% of income

Renters commit approximately $1,150 monthly against an $82,238 median household income, consuming 16.8% of earnings, while homeowners allocate $1,337 to mortgage costs. Despite York's higher incomes than neighboring counties, housing remains the largest household expense, leaving families with less discretionary spending than lower-cost alternatives.

York suits those prioritizing economic opportunity

Choose York County if higher incomes and urban-adjacent amenities outweigh premium housing costs—median incomes here exceed Westmoreland by nearly $10,000. With strong job markets and proximity to major metros, York justifies its price premium for career-focused households willing to allocate more income toward housing.

Cost of Living Advisory: York County

Affordability Verdict

Housing in York County is affordable. The median rent is $1,150/month against a median household income of $82,238, putting rent at 16.8% of income.

Rent vs. Own

The median rent in York County is $1,150/month, while owner costs run $1,337/month. Renting saves approximately $187/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $46,000/year. For owner costs at the 28% rule, the required income is roughly $57,300/year. With a median household income of $82,238, most households can comfortably afford rent here. Notably, 28.0% of renter households in York County are cost-burdened, spending more than 30% of income on housing.

Regional Context

York County sits 6% more expensive than Lebanon County ($1,087/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in York County

$

Rent Burden

16.8%

of gross income

Max Housing (28% Rule)

$1,919

per month

Owner Cost Burden

19.5%

of gross income

You can likely afford the median home in York County

Median home value is $235,000. Estimated monthly cost: $1,876 vs. your max of $1,919.

Rent Affordability Guide

Your rent-to-income ratio16.8%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $82,238Needed: $46,000
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $82,238Needed: $57,300
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $82,238Needed: $54,691

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in York County, Pennsylvania?
York County, Pennsylvania has a median monthly rent of $1,150/mo and a median home value of $235,000. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in York County?
The median gross rent in York County is $1,150/mo. This is 20% above state average for Pennsylvania.
Is York County affordable?
York County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does York County's rent compare to the state average?
York County's median rent of $1,150/mo is 20% above state average of $960/mo for Pennsylvania.
What is the median home value in York County?
The median home value in York County, Pennsylvania is $235,000. This is 17% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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