Cost of Living in Jackson County, Missouri

$1,151/mo
Median Monthly Rent
$213,300
Median Home Value

At a Glance

Median Monthly Rent
$1,151/mo
50% above state average
Median Home Value
$213,300
24% below national
Rent-to-Income Ratio
29.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Jackson County Compares

Median monthly rent comparison

Jackson County$1,151/mo
Missouri Average$768/mo
National Median$1,163/mo

Detailed Housing Stats

$1,151/mo
Median Gross Rent
$213,300
Median Home Value
$1,201/mo
Monthly Owner Cost
29.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Jackson County ranks #2,834 of 3,144 counties for affordability (bottom 10%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Jackson County, Missouri

Jackson's rents far exceed norms

Jackson County's rent-to-income ratio of 20.6% significantly exceeds national affordability benchmarks, signaling serious housing strain for renters. With monthly rents of $1,151 on a median household income of $67,178, renters here dedicate one-fifth of earnings to housing alone.

Missouri's most expensive county

At 20.6%, Jackson County's rent burden towers above Missouri's state average of 15.6%, making it the state's least affordable region for renters. Its median rent of $1,151 nearly reaches double the state median of $768, reflecting significant urban housing demand.

Premium pricing, premium location

Jackson County's $1,151 rent dwarfs all regional peers—roughly 50% higher than Henry ($740) and nearly double Hickory ($699)—reflecting Kansas City's metropolitan pull. Its median home value of $213,300 aligns with major urban markets, far exceeding smaller county baselines.

Metropolitan costs strain budgets

Renters spend $1,151 monthly while owners invest $1,201 against a median household income of $67,178. This means renters dedicate 20.6% of earnings to housing—dangerously close to the 30% threshold where affordability crisis begins—while owners commit 21.4%.

Jackson demands solid income

Relocating to Jackson County requires above-median household income to maintain financial stability—renters here face near-critical affordability pressure. If your salary exceeds $75,000 and you value urban amenities, Jackson's metropolitan advantages justify housing costs; otherwise, surrounding counties offer dramatic savings.

Cost of Living Advisory: Jackson County

Affordability Verdict

Jackson County is affordable for renters, with a median gross rent of $1,151/month representing approximately 20.6% of median household income. The rent burden (GRAPI) stands at 29.0%.

Rent vs. Own

The median rent in Jackson County is $1,151/month, while owner costs run $1,201/month. Renting saves approximately $50/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $46,040/year. For owner costs at the 28% rule, the required income is roughly $51,471/year. With a median household income of $67,178, most households can comfortably afford rent here. Notably, 29.0% of renter households in Jackson County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Jackson County sits 6% less expensive than Clay County ($1,220/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Jackson County

$

Rent Burden

20.6%

of gross income

Max Housing (28% Rule)

$1,567

per month

Owner Cost Burden

21.5%

of gross income

The median home in Jackson County may be a stretch

Median home value is $213,300. Estimated monthly cost: $1,703 vs. your max of $1,567.

Rent Affordability Guide

Your rent-to-income ratio20.6%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $67,178Needed: $46,040
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $67,178Needed: $51,471
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $67,178Needed: $49,641

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Jackson County, Missouri?
Jackson County, Missouri has a median monthly rent of $1,151/mo and a median home value of $213,300. The affordability rating is Unaffordable, with rent making up approximately 29.0% of median household income.
What is the median rent in Jackson County?
The median gross rent in Jackson County is $1,151/mo. This is 50% above state average for Missouri.
Is Jackson County affordable?
Jackson County is rated Unaffordable based on rent-to-income ratio of 29.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Jackson County's rent compare to the state average?
Jackson County's median rent of $1,151/mo is 50% above state average of $768/mo for Missouri.
What is the median home value in Jackson County?
The median home value in Jackson County, Missouri is $213,300. This is 24% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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