Cost of Living in Somerset County, Pennsylvania

$749/mo
Median Monthly Rent
$130,600
Median Home Value
22% below state averageUnaffordable

At a Glance

Median Monthly Rent
$749/mo
22% below state average
Median Home Value
$130,600
54% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Somerset County Compares

Median monthly rent comparison

Somerset County$749/mo
Pennsylvania Average$960/mo
National Median$1,163/mo

Detailed Housing Stats

$749/mo
Median Gross Rent
$130,600
Median Home Value
$751/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Somerset County, Pennsylvania

Somerset Achieves Excellent Affordability

Somerset County renters spend just 15.1% of income on housing, matching Pennsylvania's best performers and beating the national standard. Median household income of $59,378 falls below the national median of $74,755, yet residents here maintain superior housing affordability through remarkably low rents.

Top-Tier Pennsylvania Affordability

Somerset County ranks among Pennsylvania's most affordable counties, with a 15.1% rent-to-income ratio tied with Schuylkill County. The county demonstrates that lower incomes don't prevent affordability when housing costs remain reasonable.

Among the Most Affordable Rents

Somerset's $749 median rent is the second-lowest in this survey, trailing only Potter County's $767, while median home values of $130,600 are the lowest here. The county rivals Potter for rural affordability while offering slightly different amenities and regional positioning.

Nearly Identical Renting and Owning

Somerset renters pay $749 monthly (15.1% of income), while homeowners spend nearly identical $751—one of the most balanced markets in the survey. The median home value of $130,600 is the lowest here, providing exceptional homeownership access for middle-income buyers.

Somerset: Rural Affordability, Strong Value

If you're prioritizing affordability and considering rural Pennsylvania, Somerset County delivers among the lowest rents and home values in the state. For families relocating on tight budgets, Somerset's combination of low costs and balanced housing markets offers genuine economic relief.

Affordability Calculator

See how your income compares to housing costs in Somerset County

$

Rent Burden

15.1%

of gross income

Max Housing (28% Rule)

$1,385

per month

Owner Cost Burden

15.2%

of gross income

You can likely afford the median home in Somerset County

Median home value is $130,600. Estimated monthly cost: $1,043 vs. your max of $1,385.

Rent Affordability Guide

Your rent-to-income ratio15.1%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Somerset County, Pennsylvania?
Somerset County, Pennsylvania has a median monthly rent of $749/mo and a median home value of $130,600. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Somerset County?
The median gross rent in Somerset County is $749/mo. This is 22% below state average for Pennsylvania.
Is Somerset County affordable?
Somerset County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Somerset County's rent compare to the state average?
Somerset County's median rent of $749/mo is 22% below state average of $960/mo for Pennsylvania.
What is the median home value in Somerset County?
The median home value in Somerset County, Pennsylvania is $130,600. This is 54% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.