CostBy County

Cost of Living in Northampton County, North Carolina

$758/mo
Median Monthly Rent
$114,500
Median Home Value

At a Glance

Median Monthly Rent
$758/mo
22% below state average
Median Home Value
$114,500
66% below national
Census GRAPI
30.3%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Stretched
Median gross rent is 30–50% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Northampton County Compares

Median monthly rent comparison

Northampton County$758/mo
North Carolina Average$977/mo
National Median$1,413/mo

Detailed Housing Stats

$758/mo
Median Gross Rent
$114,500
Median Home Value
$781/mo
Monthly Owner Cost
30.3%
Census GRAPI

National Ranking

Affordability Rank

Northampton County ranks #914 of 3,142 counties for affordability (top 29%)

Most AffordableLeast Affordable

Sourced county brief

Northampton County Median Home Value Measured at $114,500

In Northampton County, the median home value is estimated at $114,500, a figure that is $120,812 below the North Carolina unweighted county mean of $235,312. According to the U.S. Census Bureau American Community Survey 5-Year Estimates, the median gross rent for the county is $758 per month, which is lower than the state unweighted county mean of $977 per month. For homeowners, the median monthly owner cost is $781, compared to a statewide unweighted county mean of $927. The official median gross rent as a percentage of household income (GRAPI) is 30.3%. This canonical rent-to-income percentage is 1.4 percentage points higher than the unweighted county mean official GRAPI of 28.9% for the state. Additionally, the median renter-household income for the area is $24,059. These figures represent a snapshot of the housing landscape in the county. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Northampton County

Affordability Verdict

ACS B25071 estimates median gross rent at 30.3% of renter household income in Northampton County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $758 per month; median selected monthly owner costs are $781. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $30,320 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The North Carolina unweighted mean of county median rents is $977 per month. Northampton County's $758 median is 22.4% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Northampton County

$

Rent Burden

18.2%

of gross income

Max Housing (28% Rule)

$1,169

per month

Owner Cost Burden

18.7%

of gross income

You can likely afford the median home in Northampton County

Median home value is $114,500. Estimated monthly cost: $914 vs. your max of $1,169.

Rent Affordability Guide

Your entered rent as a share of entered income18.2%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $50,086Needed: $30,320
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $50,086Needed: $33,471
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $50,086Needed: $26,647

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Northampton County, North Carolina?
Northampton County, North Carolina has a median monthly rent of $758/mo and a median home value of $114,500. The affordability rating is Stretched, with median gross rent equal to approximately 30.3% of renter household income.
What is the median rent in Northampton County?
The median gross rent in Northampton County is $758/mo. This is 22% below state average for North Carolina.
Is Northampton County affordable?
Northampton County is rated Stretched using the Census median gross-rent-as-a-percentage-of-income measure of 30.3%. Median gross rent is 30–50% of renter household income.
How does Northampton County's rent compare to the state average?
Northampton County's median rent of $758/mo is 22% below state average of $977/mo for North Carolina.
What is the median home value in Northampton County?
The median home value in Northampton County, North Carolina is $114,500. This is 66% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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