Cost of Living in Northampton County, North Carolina
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Northampton County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Northampton County ranks #914 of 3,142 counties for affordability (top 29%)
Sourced county brief
Northampton County Median Home Value Measured at $114,500
In Northampton County, the median home value is estimated at $114,500, a figure that is $120,812 below the North Carolina unweighted county mean of $235,312. According to the U.S. Census Bureau American Community Survey 5-Year Estimates, the median gross rent for the county is $758 per month, which is lower than the state unweighted county mean of $977 per month. For homeowners, the median monthly owner cost is $781, compared to a statewide unweighted county mean of $927. The official median gross rent as a percentage of household income (GRAPI) is 30.3%. This canonical rent-to-income percentage is 1.4 percentage points higher than the unweighted county mean official GRAPI of 28.9% for the state. Additionally, the median renter-household income for the area is $24,059. These figures represent a snapshot of the housing landscape in the county. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Northampton County
Affordability Verdict
ACS B25071 estimates median gross rent at 30.3% of renter household income in Northampton County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $758 per month; median selected monthly owner costs are $781. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $30,320 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The North Carolina unweighted mean of county median rents is $977 per month. Northampton County's $758 median is 22.4% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Northampton County
Rent Burden
18.2%
of gross income
Max Housing (28% Rule)
$1,169
per month
Owner Cost Burden
18.7%
of gross income
You can likely afford the median home in Northampton County
Median home value is $114,500. Estimated monthly cost: $914 vs. your max of $1,169.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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