Cost of Living in Northumberland County, Pennsylvania

$777/mo
Median Monthly Rent
$151,600
Median Home Value
19% below state averageUnaffordable

At a Glance

Median Monthly Rent
$777/mo
19% below state average
Median Home Value
$151,600
46% below national
Rent-to-Income Ratio
25.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Northumberland County Compares

Median monthly rent comparison

Northumberland County$777/mo
Pennsylvania Average$960/mo
National Median$1,163/mo

Detailed Housing Stats

$777/mo
Median Gross Rent
$151,600
Median Home Value
$792/mo
Monthly Owner Cost
25.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Northumberland County, Pennsylvania

Northumberland Beats National Affordability

Renters here spend just 16.1% of income on housing, better than the national average and below Pennsylvania's 16.5% state average. With a median household income of $57,948—trailing the national median of $74,755—Northumberland residents are still managing housing costs more efficiently than many peers across the country.

Middle of the Pack Statewide

Northumberland ranks mid-tier among Pennsylvania counties for housing affordability, with a rent-to-income ratio near the state average. The county's $777 monthly median rent is substantially below the state median of $960, helping offset slightly lower household incomes.

Affordable Compared to Rural Peers

Northumberland's $777 rent aligns closely with nearby Potter County ($767) and Schuylkill County ($842), making it a reliable option in rural Pennsylvania. Median home values here ($151,600) fall between Potter County ($146,200) and nearby counties, reflecting stable rural housing markets.

Housing Takes 16% of Paychecks

At $57,948 median household income, renters allocate $777 monthly to gross rent, while homeowners pay $792 in ownership costs. Together, these figures show housing consumes roughly 16% of household income—a manageable burden compared to national standards where 30% is considered affordable.

Consider Northumberland for Stability

If you're relocating to Pennsylvania and seeking affordable rentals with stable incomes, Northumberland offers lower rents than the state average without the affordability crisis facing urban centers. Compare it to Philadelphia's 26.2% rent-to-income ratio and you'll see the significant cost-of-living advantage rural areas provide.

Affordability Calculator

See how your income compares to housing costs in Northumberland County

$

Rent Burden

16.1%

of gross income

Max Housing (28% Rule)

$1,352

per month

Owner Cost Burden

16.4%

of gross income

You can likely afford the median home in Northumberland County

Median home value is $151,600. Estimated monthly cost: $1,210 vs. your max of $1,352.

Rent Affordability Guide

Your rent-to-income ratio16.1%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Northumberland County, Pennsylvania?
Northumberland County, Pennsylvania has a median monthly rent of $777/mo and a median home value of $151,600. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.
What is the median rent in Northumberland County?
The median gross rent in Northumberland County is $777/mo. This is 19% below state average for Pennsylvania.
Is Northumberland County affordable?
Northumberland County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Northumberland County's rent compare to the state average?
Northumberland County's median rent of $777/mo is 19% below state average of $960/mo for Pennsylvania.
What is the median home value in Northumberland County?
The median home value in Northumberland County, Pennsylvania is $151,600. This is 46% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.