Cost of Living in Richland County, Illinois
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Richland County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Richland County ranks #953 of 3,142 counties for affordability (top 30%)
Sourced county brief
Richland County GRAPI Reaches 28.2 Percent for Renters
In Richland County, the median gross rent as a percentage of household income among renters is 28.2 percent. This official GRAPI figure is 2.1 percentage points above the Illinois unweighted county mean of 26.1 percent. The median gross rent in the county is $805 per month, which is below the state unweighted county mean of $867 per month. For homeowners, the median selected monthly owner cost for all units is $715, while the state unweighted county mean is $960. The median home value in the county was estimated at $112,000, compared to an unweighted county mean of $153,020 across the state. Renter households in the county reported a median income of $34,469. The affordability metric utilized in this report is the official ACS B25071 GRAPI. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Richland County
Affordability Verdict
ACS B25071 estimates median gross rent at 28.2% of renter household income in Richland County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $805 per month; median selected monthly owner costs are $715. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $32,200 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Illinois unweighted mean of county median rents is $867 per month. Richland County's $805 median is 7.2% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Richland County
Rent Burden
15.5%
of gross income
Max Housing (28% Rule)
$1,457
per month
Owner Cost Burden
13.7%
of gross income
You can likely afford the median home in Richland County
Median home value is $112,000. Estimated monthly cost: $894 vs. your max of $1,457.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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