Cost of Living in Clearfield County, Pennsylvania

$788/mo
Median Monthly Rent
$125,000
Median Home Value
18% below state averageUnaffordable

At a Glance

Median Monthly Rent
$788/mo
18% below state average
Median Home Value
$125,000
56% below national
Rent-to-Income Ratio
27.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Clearfield County Compares

Median monthly rent comparison

Clearfield County$788/mo
Pennsylvania Average$960/mo
National Median$1,163/mo

Detailed Housing Stats

$788/mo
Median Gross Rent
$125,000
Median Home Value
$748/mo
Monthly Owner Cost
27.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Clearfield County, Pennsylvania

Clearfield's rent stays below national strain

At 15.7%, Clearfield County's rent-to-income ratio sits comfortably below the national norm, meaning renters here spend less of their paycheck on housing than typical Americans. The county's median rent of $788 per month is significantly cheaper than the state average of $960, giving renters breathing room despite median household income running about $14,500 below the national figure of $74,755.

Among Pennsylvania's most affordable rentals

Clearfield ranks well within Pennsylvania's affordability spectrum, with a rent-to-income ratio of 15.7% compared to the state average of 16.5%. This modest advantage reflects both lower rents and steady local incomes, positioning the county as a relatively accessible place to rent statewide.

Clearer skies than surrounding rural counties

Clearfield's $788 monthly rent undercuts Clinton County ($815) and Crawford County ($800) by a small margin, and significantly beats Columbia County at $904. The county's rent-to-income ratio of 15.7% trails only Elk County (13.5%) among its regional peers, making it one of the more affordable options in north-central Pennsylvania.

Housing eats modest slice of income

Renters in Clearfield spend roughly 16% of their $60,181 median household income on rent, while homeowners dedicate about 15% to mortgage payments averaging $748 monthly on homes valued at $125,000. Together, these figures show housing remains manageable for both renters and owners in this county.

Consider Clearfield for rural affordability

If you're seeking small-town living with lower housing costs, Clearfield delivers: rents below state average and homes under $130,000. Compare this advantage to nearby Elk County (even cheaper rent) or Crawford County (similar pricing) to find your best fit in Pennsylvania's north-central region.

Affordability Calculator

See how your income compares to housing costs in Clearfield County

$

Rent Burden

15.7%

of gross income

Max Housing (28% Rule)

$1,404

per month

Owner Cost Burden

14.9%

of gross income

You can likely afford the median home in Clearfield County

Median home value is $125,000. Estimated monthly cost: $998 vs. your max of $1,404.

Rent Affordability Guide

Your rent-to-income ratio15.7%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Clearfield County, Pennsylvania?
Clearfield County, Pennsylvania has a median monthly rent of $788/mo and a median home value of $125,000. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.
What is the median rent in Clearfield County?
The median gross rent in Clearfield County is $788/mo. This is 18% below state average for Pennsylvania.
Is Clearfield County affordable?
Clearfield County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Clearfield County's rent compare to the state average?
Clearfield County's median rent of $788/mo is 18% below state average of $960/mo for Pennsylvania.
What is the median home value in Clearfield County?
The median home value in Clearfield County, Pennsylvania is $125,000. This is 56% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.