Cost of Living in Josephine County, Oregon

$1,157/mo
Median Monthly Rent
$383,100
Median Home Value
2% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,157/mo
2% above state average
Median Home Value
$383,100
36% above national
Rent-to-Income Ratio
33.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Josephine County Compares

Median monthly rent comparison

Josephine County$1,157/mo
Oregon Average$1,137/mo
National Median$1,163/mo

Detailed Housing Stats

$1,157/mo
Median Gross Rent
$383,100
Median Home Value
$1,135/mo
Monthly Owner Cost
33.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Josephine County, Oregon

Josephine's Rent Burden Exceeds National Norms

Josephine County renters spend 23.5% of their income on rent, outpacing the nation's typical burden and signaling tighter affordability than most American counties. The median household income here is $59,097—about $15,650 below the national average of $74,755—making housing costs feel steeper relative to earnings.

Above Average Strain in Oregon

At 23.5%, Josephine's rent-to-income ratio ranks above Oregon's state average of 19.4%, placing it among the state's more cost-burdened counties. This gap suggests renters here face measurably tighter housing markets than many of their neighbors across Oregon.

More Expensive Than Southern Peers

Josephine's median rent of $1,157 exceeds neighboring Klamath County ($973) and Lake County ($861), reflecting higher coastal housing demand. Despite lower incomes than Lane County residents, Josephine renters pay nearly as much in monthly rent, creating a sharper affordability squeeze.

Rent vs. Ownership: Both Stretch Budgets

Renters pay a median $1,157 monthly while homeowners carry $1,135 in monthly costs, with the median home valued at $383,100. Together, these figures mean over 23% of median household income flows to rent alone—well above the 30% affordability threshold financial advisors recommend.

Weighing Josephine Against Alternatives

If affordability is your priority, Lake County and Klamath County offer notably lower rents and rent-to-income ratios in the same region. For renters comfortable with higher costs, Josephine's coastal lifestyle and home values come at a premium compared to interior Oregon counties with similar incomes.

Affordability Calculator

See how your income compares to housing costs in Josephine County

$

Rent Burden

23.5%

of gross income

Max Housing (28% Rule)

$1,379

per month

Owner Cost Burden

23.0%

of gross income

The median home in Josephine County may be a stretch

Median home value is $383,100. Estimated monthly cost: $3,058 vs. your max of $1,379.

Rent Affordability Guide

Your rent-to-income ratio23.5%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Josephine County, Oregon?
Josephine County, Oregon has a median monthly rent of $1,157/mo and a median home value of $383,100. The affordability rating is Unaffordable, with rent making up approximately 33.0% of median household income.
What is the median rent in Josephine County?
The median gross rent in Josephine County is $1,157/mo. This is 2% above state average for Oregon.
Is Josephine County affordable?
Josephine County is rated Unaffordable based on rent-to-income ratio of 33.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Josephine County's rent compare to the state average?
Josephine County's median rent of $1,157/mo is 2% above state average of $1,137/mo for Oregon.
What is the median home value in Josephine County?
The median home value in Josephine County, Oregon is $383,100. This is 36% above the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.