Cost of Living in Baker County, Oregon

$814/mo
Median Monthly Rent
$247,700
Median Home Value

At a Glance

Median Monthly Rent
$814/mo
28% below state average
Median Home Value
$247,700
12% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Baker County Compares

Median monthly rent comparison

Baker County$814/mo
Oregon Average$1,137/mo
National Median$1,163/mo

Detailed Housing Stats

$814/mo
Median Gross Rent
$247,700
Median Home Value
$913/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Baker County ranks #2,807 of 3,144 counties for affordability (bottom 11%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Baker County, Oregon

Baker County's Rent Burden: Below National Average

Baker County residents spend just 16.9% of income on rent, well below the national norm and among the most affordable in Oregon. The county's median household income of $57,844 is lower than the nation's $74,755, but housing costs here reflect that difference proportionally.

Most Affordable Rental Market in Oregon

Baker County ranks as one of Oregon's most affordable counties for renters, with a rent-to-income ratio of 16.9% compared to the state average of 19.4%. At $814 per month, median rent is $323 below Oregon's state average, making it a genuine outlier in the region.

Cheapest Rent Among Eastern Oregon Peers

Baker County's $814 median rent undercuts nearby Crook County ($1,224) and Curry County ($1,156) by 33% and 30% respectively. Even though baker County's income is lower than these neighbors, the rent savings make it genuinely more affordable for working families.

Rent and Ownership Both Reasonable Here

Renters pay $814 monthly while homeowners spend $913, leaving most households with more than 83% of income for other expenses. At a median home value of $247,700, ownership is the most attainable in Oregon's comparison group.

Move to Baker for Affordability

If housing costs are squeezing your budget, Baker County offers Oregon's most forgiving rent-to-income ratio and some of the state's lowest absolute rents. You'll trade urban amenities for financial breathing room—a tradeoff that pays off clearly in the numbers.

Cost of Living Advisory: Baker County

Affordability Verdict

Baker County offers affordable rental housing at a median of $814/month — about 16.9% of the typical household income here.

Rent vs. Own

The median rent in Baker County is $814/month, while owner costs run $913/month. Renting saves approximately $99/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $32,560/year. For owner costs at the 28% rule, the required income is roughly $39,129/year. With a median household income of $57,844, most households can comfortably afford rent here. Notably, 26.0% of renter households in Baker County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Oregon, Baker County is less affordable than Morrow County by roughly 11% ($814/mo vs $910/mo).

Affordability Calculator

See how your income compares to housing costs in Baker County

$

Rent Burden

16.9%

of gross income

Max Housing (28% Rule)

$1,350

per month

Owner Cost Burden

18.9%

of gross income

The median home in Baker County may be a stretch

Median home value is $247,700. Estimated monthly cost: $1,977 vs. your max of $1,350.

Rent Affordability Guide

Your rent-to-income ratio16.9%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $57,844Needed: $32,560
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $57,844Needed: $39,129
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $57,844Needed: $57,647

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Baker County, Oregon?
Baker County, Oregon has a median monthly rent of $814/mo and a median home value of $247,700. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Baker County?
The median gross rent in Baker County is $814/mo. This is 28% below state average for Oregon.
Is Baker County affordable?
Baker County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Baker County's rent compare to the state average?
Baker County's median rent of $814/mo is 28% below state average of $1,137/mo for Oregon.
What is the median home value in Baker County?
The median home value in Baker County, Oregon is $247,700. This is 12% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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