Cost of Living in Lincoln County, Oklahoma
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Lincoln County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Lincoln County ranks #990 of 3,142 counties for affordability (top 32%)
Sourced county brief
Lincoln County Official GRAPI Matches 27.0 Percent
According to the U.S. Census Bureau ACS 2020-2024 5-Year Estimates, the official median gross rent as a percentage of household income (GRAPI) in Lincoln County is 27.0%. This figure is 0.4 percentage points higher than the Oklahoma unweighted county mean official GRAPI of 26.6%. The median gross rent for the county was estimated at $794 per month, which is below the state unweighted county mean of $839. For homeowners, the median selected monthly owner costs for all owner-occupied units are $750, compared to a state unweighted county mean of $755. The median home value in the county is $166,500, while the unweighted county mean for Oklahoma is $152,013. Renter households in Lincoln County reported a median income of $32,405. These statistics represent a snapshot of housing costs and income tenure within the specified period. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Lincoln County
Affordability Verdict
ACS B25071 estimates median gross rent at 27.0% of renter household income in Lincoln County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $794 per month; median selected monthly owner costs are $750. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $31,760 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Oklahoma unweighted mean of county median rents is $839 per month. Lincoln County's $794 median is 5.4% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Lincoln County
Rent Burden
15.3%
of gross income
Max Housing (28% Rule)
$1,452
per month
Owner Cost Burden
14.5%
of gross income
You can likely afford the median home in Lincoln County
Median home value is $166,500. Estimated monthly cost: $1,329 vs. your max of $1,452.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Lincoln County, Oklahoma?
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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