Cost of Living in Beckham County, Oklahoma
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Beckham County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Beckham County ranks #2,295 of 3,144 counties for affordability (bottom 27%)
Data Story
About Cost of Living in Beckham County, Oklahoma
Beckham County's housing burden runs high
Beckham County residents face an 18.8% rent-to-income ratio—significantly above both Oklahoma's 17.0% state average and most national benchmarks. Despite earning $52,323 annually, renters pay $821 monthly, making Beckham one of the least affordable counties in this analysis.
Among Oklahoma's least affordable counties
Beckham's 18.8% rent-to-income ratio ranks among the highest in Oklahoma, placing it in the affordability basement statewide. The county's median rent of $821 exceeds the state average by roughly $7, compounding the burden on lower incomes.
Beckham's costs outpace regional neighbors
At $821 monthly rent, Beckham is the priciest rental market in this eight-county group, significantly above Beaver County's $782 and Adair's $650. Even owner costs of $786 represent the second-highest burden in the region.
Housing consumes nearly a fifth of income
Median gross rent of $821 and median owner costs of $786 together claim roughly 31% of Beckham's $52,323 annual household income. Renters especially face tight budgets, as rent alone approaches one-fifth of gross earnings.
Beckham challenges tight-budget relocators
Unless your income exceeds Beckham's median of $52,323, or you can purchase a home, budget carefully before relocating here. The county's 18.8% rent burden leaves renters with less financial flexibility than most Oklahoma alternatives.
Cost of Living Advisory: Beckham County
Affordability Verdict
Beckham County is affordable for renters, with a median gross rent of $821/month representing approximately 18.8% of median household income. The rent burden (GRAPI) stands at 28.0%.
Rent vs. Own
At $821/month rent versus $786/month in owner costs, owning is roughly $35/month cheaper — a 4% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $32,840/year. For owner costs at the 28% rule, the required income is roughly $33,686/year. With a median household income of $52,323, most households can comfortably afford rent here. Notably, 28.0% of renter households in Beckham County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Beckham County sits 6% less expensive than Pawnee County ($872/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Beckham County
Rent Burden
18.8%
of gross income
Max Housing (28% Rule)
$1,221
per month
Owner Cost Burden
18.0%
of gross income
The median home in Beckham County may be a stretch
Median home value is $153,400. Estimated monthly cost: $1,225 vs. your max of $1,221.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Beckham County, Oklahoma?
What is the median rent in Beckham County?
Is Beckham County affordable?
How does Beckham County's rent compare to the state average?
What is the median home value in Beckham County?
Counties with Similar Housing Costs
Planning a Move?
Researching the cost of living in Beckham County, Oklahoma? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCompare Mortgage Rates in Beckham County
Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.