Cost of Living in Roosevelt County, Montana
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Roosevelt County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Roosevelt County ranks #1,947 of 3,144 counties for affordability (bottom 38%)
Data Story
About Cost of Living in Roosevelt County, Montana
Roosevelt: Montana's most affordable rentals
Roosevelt County residents pay just 16.0% of household income toward rent—nearly matching the national average despite earning significantly less. At $707 monthly for a median household income of $53,125, Roosevelt offers the region's cheapest housing, though incomes lag 28% below the national median.
Lowest rents in Montana
Roosevelt's $707 median rent ranks among Montana's lowest, undercutting even the state average of $825 by 14%. With a 16.0% rent-to-income ratio, Roosevelt residents enjoy affordability comparable to the state average despite significantly lower earnings.
Cheapest option in the northeast
Roosevelt's $707 rent is the lowest among its region: $57 cheaper than Sheridan, $67 less than Rosebud, and $159 below Richland. However, Roosevelt's median household income of $53,125 is also the region's lowest, limiting purchasing power despite rental bargains.
Roosevelt's tight but manageable budget
The typical Roosevelt renter spends 16.0% of a $53,125 annual income—$707 monthly—on housing. Homeowners benefit even more: median owner costs of just $415 monthly for homes valued at $119,400 represent only 9.4% of household income, among Montana's best ownership affordability.
Maximum affordability, minimum income requirements
Roosevelt County is Montana's clearest path to affordable housing, with rents and home prices significantly below state averages. Consider relocating here if low housing costs outweigh concerns about the county's 28% lower median income relative to the national average.
Cost of Living Advisory: Roosevelt County
Affordability Verdict
Roosevelt County is affordable for renters, with a median gross rent of $707/month representing approximately 16.0% of median household income. The rent burden (GRAPI) stands at 19.0%.
Rent vs. Own
The median rent in Roosevelt County is $707/month, while owner costs run $415/month. Owning saves approximately $292/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $28,280/year. For owner costs at the 28% rule, the required income is roughly $17,786/year. With a median household income of $53,125, most households can comfortably afford rent here. Notably, 19.0% of renter households in Roosevelt County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Golden Valley County where rent averages $769/month, Roosevelt County is approximately 8% less expensive.
Affordability Calculator
See how your income compares to housing costs in Roosevelt County
Rent Burden
16.0%
of gross income
Max Housing (28% Rule)
$1,240
per month
Owner Cost Burden
9.4%
of gross income
You can likely afford the median home in Roosevelt County
Median home value is $119,400. Estimated monthly cost: $953 vs. your max of $1,240.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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