Cost of Living in Hardin County, Ohio
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Hardin County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Hardin County ranks #1,516 of 3,144 counties for affordability (top 48%)
Data Story
About Cost of Living in Hardin County, Ohio
Hardin rents beat the national curve
At 15.2%, Hardin County's rent-to-income ratio sits comfortably below the national average, meaning renters here spend less of their paychecks on housing than typical Americans. The county's median rent of $733 per month is 16% cheaper than the national median, even though household incomes here lag 22% behind the national average.
Better than most Ohio counties
Hardin County's 15.2% rent-to-income ratio ranks among the more affordable in Ohio, beating the state average of 15.6% by a narrow margin. This positions renters here slightly ahead of most Ohio peers when it comes to housing cost burden.
Hardin stands competitive regionally
Compared to neighboring counties, Hardin's $733 rent is lower than Henry County ($866) and Huron County ($824), but slightly higher than Harrison County ($753). For homeowners, Hardin's $791 monthly cost is among the region's most affordable, making it competitive on both fronts.
Where Hardin dollars go
On a $58,001 median household income, the typical Hardin renter spends $733 monthly (15.2% of income), while homeowners pay $791 (16.3% of income). Both figures align closely with affordability thresholds, leaving residents modest but workable amounts for other expenses.
Consider Hardin for balanced living
If you're weighing Ohio counties for relocation, Hardin offers below-average rents and modest income requirements without the housing cost premiums of neighboring regions. The county's median home value of $134,800 and dual affordability for renters and owners make it worth serious consideration.
Cost of Living Advisory: Hardin County
Affordability Verdict
For renters in Hardin County, the market is affordable. Expect to pay around $733/month in gross rent, with 24.0% of renter households considered cost-burdened.
Rent vs. Own
At $733/month rent versus $791/month in owner costs, renting is roughly $58/month cheaper — a 7% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $29,320/year. For owner costs at the 28% rule, the required income is roughly $33,900/year. With a median household income of $58,001, most households can comfortably afford rent here. Notably, 24.0% of renter households in Hardin County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Hardin County sits 7% less expensive than Wyandot County ($785/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Hardin County
Rent Burden
15.2%
of gross income
Max Housing (28% Rule)
$1,353
per month
Owner Cost Burden
16.4%
of gross income
You can likely afford the median home in Hardin County
Median home value is $134,800. Estimated monthly cost: $1,076 vs. your max of $1,353.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Hardin County, Ohio?
What is the median rent in Hardin County?
Is Hardin County affordable?
How does Hardin County's rent compare to the state average?
What is the median home value in Hardin County?
Counties with Similar Housing Costs
Planning a Move?
Researching the cost of living in Hardin County, Ohio? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCompare Mortgage Rates in Hardin County
Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.