Cost of Living in Hardin County, Ohio
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Hardin County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Hardin County, Ohio
Hardin rents beat the national curve
At 15.2%, Hardin County's rent-to-income ratio sits comfortably below the national average, meaning renters here spend less of their paychecks on housing than typical Americans. The county's median rent of $733 per month is 16% cheaper than the national median, even though household incomes here lag 22% behind the national average.
Better than most Ohio counties
Hardin County's 15.2% rent-to-income ratio ranks among the more affordable in Ohio, beating the state average of 15.6% by a narrow margin. This positions renters here slightly ahead of most Ohio peers when it comes to housing cost burden.
Hardin stands competitive regionally
Compared to neighboring counties, Hardin's $733 rent is lower than Henry County ($866) and Huron County ($824), but slightly higher than Harrison County ($753). For homeowners, Hardin's $791 monthly cost is among the region's most affordable, making it competitive on both fronts.
Where Hardin dollars go
On a $58,001 median household income, the typical Hardin renter spends $733 monthly (15.2% of income), while homeowners pay $791 (16.3% of income). Both figures align closely with affordability thresholds, leaving residents modest but workable amounts for other expenses.
Consider Hardin for balanced living
If you're weighing Ohio counties for relocation, Hardin offers below-average rents and modest income requirements without the housing cost premiums of neighboring regions. The county's median home value of $134,800 and dual affordability for renters and owners make it worth serious consideration.
Affordability Calculator
See how your income compares to housing costs in Hardin County
Rent Burden
15.2%
of gross income
Max Housing (28% Rule)
$1,353
per month
Owner Cost Burden
16.4%
of gross income
You can likely afford the median home in Hardin County
Median home value is $134,800. Estimated monthly cost: $1,076 vs. your max of $1,353.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.