Cost of Living in Hardin County, Ohio

$733/mo
Median Monthly Rent
$134,800
Median Home Value
16% below state averageUnaffordable

At a Glance

Median Monthly Rent
$733/mo
16% below state average
Median Home Value
$134,800
52% below national
Rent-to-Income Ratio
24.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Hardin County Compares

Median monthly rent comparison

Hardin County$733/mo
Ohio Average$873/mo
National Median$1,163/mo

Detailed Housing Stats

$733/mo
Median Gross Rent
$134,800
Median Home Value
$791/mo
Monthly Owner Cost
24.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Hardin County, Ohio

Hardin rents beat the national curve

At 15.2%, Hardin County's rent-to-income ratio sits comfortably below the national average, meaning renters here spend less of their paychecks on housing than typical Americans. The county's median rent of $733 per month is 16% cheaper than the national median, even though household incomes here lag 22% behind the national average.

Better than most Ohio counties

Hardin County's 15.2% rent-to-income ratio ranks among the more affordable in Ohio, beating the state average of 15.6% by a narrow margin. This positions renters here slightly ahead of most Ohio peers when it comes to housing cost burden.

Hardin stands competitive regionally

Compared to neighboring counties, Hardin's $733 rent is lower than Henry County ($866) and Huron County ($824), but slightly higher than Harrison County ($753). For homeowners, Hardin's $791 monthly cost is among the region's most affordable, making it competitive on both fronts.

Where Hardin dollars go

On a $58,001 median household income, the typical Hardin renter spends $733 monthly (15.2% of income), while homeowners pay $791 (16.3% of income). Both figures align closely with affordability thresholds, leaving residents modest but workable amounts for other expenses.

Consider Hardin for balanced living

If you're weighing Ohio counties for relocation, Hardin offers below-average rents and modest income requirements without the housing cost premiums of neighboring regions. The county's median home value of $134,800 and dual affordability for renters and owners make it worth serious consideration.

Affordability Calculator

See how your income compares to housing costs in Hardin County

$

Rent Burden

15.2%

of gross income

Max Housing (28% Rule)

$1,353

per month

Owner Cost Burden

16.4%

of gross income

You can likely afford the median home in Hardin County

Median home value is $134,800. Estimated monthly cost: $1,076 vs. your max of $1,353.

Rent Affordability Guide

Your rent-to-income ratio15.2%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Hardin County, Ohio?
Hardin County, Ohio has a median monthly rent of $733/mo and a median home value of $134,800. The affordability rating is Unaffordable, with rent making up approximately 24.0% of median household income.
What is the median rent in Hardin County?
The median gross rent in Hardin County is $733/mo. This is 16% below state average for Ohio.
Is Hardin County affordable?
Hardin County is rated Unaffordable based on rent-to-income ratio of 24.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Hardin County's rent compare to the state average?
Hardin County's median rent of $733/mo is 16% below state average of $873/mo for Ohio.
What is the median home value in Hardin County?
The median home value in Hardin County, Ohio is $134,800. This is 52% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.