Cost of Living in Gallia County, Ohio
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Gallia County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Gallia County ranks #1,796 of 3,144 counties for affordability (bottom 43%)
Data Story
About Cost of Living in Gallia County, Ohio
Gallia County: cheap rents, low wages
Gallia County residents spend 17.0% of income on rent, above the national 15.6% average, despite median rents of just $798. The challenge here isn't housing cost per se but depressed incomes: the median household earns $56,455, nearly $18,000 below the national average.
Below-average income, above-average burden
Gallia County's rent-to-income ratio of 17.0% exceeds Ohio's 15.6% state average, placing it among the state's less affordable counties despite cheap rents. The median income of $56,455 is Ohio's lowest among these eight counties.
Cheapest rent, but tightest squeeze
Gallia County offers some of the region's cheapest rent at $798 monthly, lower than Guernsey County ($803) and comparable to Fulton County ($832). However, its depressed median income of $56,455 means housing still consumes a larger share of household earnings than in wealthier neighbors.
Low cost masks income problem
Renters here spend $798 monthly against median income of $56,455, consuming 17% of earnings; homeowners pay $688 for 14.6% of income. While housing costs appear affordable in absolute dollars, the real squeeze comes from limited local earning potential.
Gallia suits remote workers seeking value
Gallia County excels for remote workers or retirees whose income isn't tied to local employment, offering rock-bottom housing costs. However, job seekers dependent on local wages should carefully assess Gallia's limited economic opportunities before relocating.
Cost of Living Advisory: Gallia County
Affordability Verdict
Housing in Gallia County is affordable. The median rent is $798/month against a median household income of $56,455, putting rent at 17.0% of income.
Rent vs. Own
At $798/month rent versus $688/month in owner costs, owning is roughly $110/month cheaper — a 14% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $31,920/year. For owner costs at the 28% rule, the required income is roughly $29,486/year. With a median household income of $56,455, most households can comfortably afford rent here. Notably, 25.0% of renter households in Gallia County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Darke County where rent averages $747/month, Gallia County is approximately 7% more expensive.
Affordability Calculator
See how your income compares to housing costs in Gallia County
Rent Burden
17.0%
of gross income
Max Housing (28% Rule)
$1,317
per month
Owner Cost Burden
14.6%
of gross income
You can likely afford the median home in Gallia County
Median home value is $135,000. Estimated monthly cost: $1,078 vs. your max of $1,317.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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