Cost of Living in Gallia County, Ohio

$798/mo
Median Monthly Rent
$135,000
Median Home Value

At a Glance

Median Monthly Rent
$798/mo
9% below state average
Median Home Value
$135,000
52% below national
Rent-to-Income Ratio
25.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Gallia County Compares

Median monthly rent comparison

Gallia County$798/mo
Ohio Average$873/mo
National Median$1,163/mo

Detailed Housing Stats

$798/mo
Median Gross Rent
$135,000
Median Home Value
$688/mo
Monthly Owner Cost
25.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Gallia County ranks #1,796 of 3,144 counties for affordability (bottom 43%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Gallia County, Ohio

Gallia County: cheap rents, low wages

Gallia County residents spend 17.0% of income on rent, above the national 15.6% average, despite median rents of just $798. The challenge here isn't housing cost per se but depressed incomes: the median household earns $56,455, nearly $18,000 below the national average.

Below-average income, above-average burden

Gallia County's rent-to-income ratio of 17.0% exceeds Ohio's 15.6% state average, placing it among the state's less affordable counties despite cheap rents. The median income of $56,455 is Ohio's lowest among these eight counties.

Cheapest rent, but tightest squeeze

Gallia County offers some of the region's cheapest rent at $798 monthly, lower than Guernsey County ($803) and comparable to Fulton County ($832). However, its depressed median income of $56,455 means housing still consumes a larger share of household earnings than in wealthier neighbors.

Low cost masks income problem

Renters here spend $798 monthly against median income of $56,455, consuming 17% of earnings; homeowners pay $688 for 14.6% of income. While housing costs appear affordable in absolute dollars, the real squeeze comes from limited local earning potential.

Gallia suits remote workers seeking value

Gallia County excels for remote workers or retirees whose income isn't tied to local employment, offering rock-bottom housing costs. However, job seekers dependent on local wages should carefully assess Gallia's limited economic opportunities before relocating.

Cost of Living Advisory: Gallia County

Affordability Verdict

Housing in Gallia County is affordable. The median rent is $798/month against a median household income of $56,455, putting rent at 17.0% of income.

Rent vs. Own

At $798/month rent versus $688/month in owner costs, owning is roughly $110/month cheaper — a 14% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $31,920/year. For owner costs at the 28% rule, the required income is roughly $29,486/year. With a median household income of $56,455, most households can comfortably afford rent here. Notably, 25.0% of renter households in Gallia County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Darke County where rent averages $747/month, Gallia County is approximately 7% more expensive.

Affordability Calculator

See how your income compares to housing costs in Gallia County

$

Rent Burden

17.0%

of gross income

Max Housing (28% Rule)

$1,317

per month

Owner Cost Burden

14.6%

of gross income

You can likely afford the median home in Gallia County

Median home value is $135,000. Estimated monthly cost: $1,078 vs. your max of $1,317.

Rent Affordability Guide

Your rent-to-income ratio17.0%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $56,455Needed: $31,920
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $56,455Needed: $29,486
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $56,455Needed: $31,418

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Gallia County, Ohio?
Gallia County, Ohio has a median monthly rent of $798/mo and a median home value of $135,000. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.
What is the median rent in Gallia County?
The median gross rent in Gallia County is $798/mo. This is 9% below state average for Ohio.
Is Gallia County affordable?
Gallia County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Gallia County's rent compare to the state average?
Gallia County's median rent of $798/mo is 9% below state average of $873/mo for Ohio.
What is the median home value in Gallia County?
The median home value in Gallia County, Ohio is $135,000. This is 52% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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