Cost of Living in Laurel County, Kentucky

$789/mo
Median Monthly Rent
$143,400
Median Home Value
2% above state averageUnaffordable

At a Glance

Median Monthly Rent
$789/mo
2% above state average
Median Home Value
$143,400
49% below national
Rent-to-Income Ratio
27.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Laurel County Compares

Median monthly rent comparison

Laurel County$789/mo
Kentucky Average$771/mo
National Median$1,163/mo

Detailed Housing Stats

$789/mo
Median Gross Rent
$143,400
Median Home Value
$647/mo
Monthly Owner Cost
27.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Laurel County, Kentucky

Laurel close to state and national norms

Laurel County renters spend 16.6% of income on rent, slightly above Kentucky's 17.0% state average but well below the national 30% affordability threshold. With a median household income of $56,999 and $789 median rent, the county offers accessible housing for working households.

Middle-ground affordability in Kentucky

Laurel's 16.6% rent-to-income ratio sits near Kentucky's state average of 17.0%, placing it in the moderate tier of the state's housing affordability landscape. The county represents neither exceptional value nor unusual stress for renters.

Solid eastern Kentucky middle ground

Laurel County's $789 median rent and $56,999 median income position it between more distressed eastern counties and stronger central Kentucky markets. The $143,400 median home value reflects a stable, if modest, local real estate market.

Balanced housing and income

Renters allocate 16.6% of their $56,999 income to $789 monthly rent, leaving a solid margin for other necessities and emergency savings. Homeowners spend $647 monthly (13.6% of income) on median homes worth $143,400, making homeownership particularly attractive for those with financing access.

Reliable option for southeastern relocators

Laurel County delivers straightforward affordability without the economic challenges of more distressed neighbors or the premium pricing of stronger markets. If you're relocating to southeastern Kentucky, Laurel's near-average rent ratio and moderate home values offer a reliable, stable housing foundation.

Affordability Calculator

See how your income compares to housing costs in Laurel County

$

Rent Burden

16.6%

of gross income

Max Housing (28% Rule)

$1,330

per month

Owner Cost Burden

13.6%

of gross income

You can likely afford the median home in Laurel County

Median home value is $143,400. Estimated monthly cost: $1,145 vs. your max of $1,330.

Rent Affordability Guide

Your rent-to-income ratio16.6%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Laurel County, Kentucky?
Laurel County, Kentucky has a median monthly rent of $789/mo and a median home value of $143,400. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.
What is the median rent in Laurel County?
The median gross rent in Laurel County is $789/mo. This is 2% above state average for Kentucky.
Is Laurel County affordable?
Laurel County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Laurel County's rent compare to the state average?
Laurel County's median rent of $789/mo is 2% above state average of $771/mo for Kentucky.
What is the median home value in Laurel County?
The median home value in Laurel County, Kentucky is $143,400. This is 49% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.