Cost of Living in Ransom County, North Dakota

$710/mo
Median Monthly Rent
$174,800
Median Home Value

At a Glance

Median Monthly Rent
$710/mo
8% below state average
Median Home Value
$174,800
38% below national
Rent-to-Income Ratio
22.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Ransom County Compares

Median monthly rent comparison

Ransom County$710/mo
North Dakota Average$770/mo
National Median$1,163/mo

Detailed Housing Stats

$710/mo
Median Gross Rent
$174,800
Median Home Value
$872/mo
Monthly Owner Cost
22.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Ransom County ranks #183 of 3,144 counties for affordability (top 6%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Ransom County, North Dakota

Ransom rents rank among nation's best

Ransom County's rent-to-income ratio of 11.4% beats both the national average and North Dakota's state average of 12.8%. At $710 monthly, rents are surprisingly affordable for the $74,521 median household income, approaching the national median of $74,755.

Top-tier rental affordability in ND

Ransom County ranks among North Dakota's most affordable counties for renters, with an 11.4% rent-to-income ratio well below the state average of 12.8%. The median rent of $710 sits comfortably below the state median of $770, combining strong affordability with healthy income.

Ransom holds its own regionally

Ransom County's $710 rent and 11.4% ratio put it in the top tier alongside Oliver County (11.3% ratio, $725 rent) and Richland County (12.4% ratio, $751 rent). With a median income of $74,521—among the highest in this peer group—Ransom offers solid income-to-rent balance.

Housing consumes 22% of income

Ransom County residents allocate 11.4% of income to rent and another 14.0% to owner costs, totaling roughly 25.4% of household income toward housing. Both renters and homebuyers stay well within the 30% affordability threshold, suggesting financial stability.

Ransom combines income and value

Ransom County is ideal if you want strong incomes paired with affordable housing in both rental and ownership markets. For direct comparison, check Oliver County (11.3% rent ratio, $76,953 income) or Richland County (12.4% rent ratio, $72,524 income) to see which best matches your relocation needs.

Cost of Living Advisory: Ransom County

Affordability Verdict

Ransom County is affordable for renters, with a median gross rent of $710/month representing approximately 11.4% of median household income. The rent burden (GRAPI) stands at 22.0%.

Rent vs. Own

The median rent in Ransom County is $710/month, while owner costs run $872/month. Renting saves approximately $162/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $28,400/year. For owner costs at the 28% rule, the required income is roughly $37,371/year. With a median household income of $74,521, most households can comfortably afford rent here. Notably, 22.0% of renter households in Ransom County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Ransom County sits 7% less expensive than Bottineau County ($763/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Ransom County

$

Rent Burden

11.4%

of gross income

Max Housing (28% Rule)

$1,739

per month

Owner Cost Burden

14.0%

of gross income

You can likely afford the median home in Ransom County

Median home value is $174,800. Estimated monthly cost: $1,395 vs. your max of $1,739.

Rent Affordability Guide

Your rent-to-income ratio11.4%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $74,521Needed: $28,400
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $74,521Needed: $37,371
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $74,521Needed: $40,681

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Ransom County, North Dakota?
Ransom County, North Dakota has a median monthly rent of $710/mo and a median home value of $174,800. The affordability rating is Unaffordable, with rent making up approximately 22.0% of median household income.
What is the median rent in Ransom County?
The median gross rent in Ransom County is $710/mo. This is 8% below state average for North Dakota.
Is Ransom County affordable?
Ransom County is rated Unaffordable based on rent-to-income ratio of 22.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Ransom County's rent compare to the state average?
Ransom County's median rent of $710/mo is 8% below state average of $770/mo for North Dakota.
What is the median home value in Ransom County?
The median home value in Ransom County, North Dakota is $174,800. This is 38% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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