Cost of Living in Richardson County, Nebraska

$692/mo
Median Monthly Rent
$96,500
Median Home Value
12% below state averageUnaffordable

At a Glance

Median Monthly Rent
$692/mo
12% below state average
Median Home Value
$96,500
66% below national
Rent-to-Income Ratio
22.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Richardson County Compares

Median monthly rent comparison

Richardson County$692/mo
Nebraska Average$783/mo
National Median$1,163/mo

Detailed Housing Stats

$692/mo
Median Gross Rent
$96,500
Median Home Value
$673/mo
Monthly Owner Cost
22.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Richardson County, Nebraska

Richardson punches above affordability weight

Richardson County renters dedicate just 14.9% of income to housing, nearly matching the national average despite a median household income of $55,578—well below the national median of $74,755. This unusual affordability advantage stems from modest rental costs of just $692 monthly paired with a tight-knit local economy.

Among Nebraska's most livable counties

Richardson's rent-to-income ratio of 14.9% edges above Nebraska's state average of 14.2%, placing it near the middle of the affordability spectrum statewide. At $692 monthly rent, Richardson undercuts the state average of $783, making it one of the state's more budget-friendly options.

The deal county of its region

Richardson's $692 rent is the lowest among its peers—substantially cheaper than Red Willow's $778 and even undercutting Rock County's $608, delivering genuine bargain hunting. With a $55,578 median income, Richardson residents enjoy a 14.9% rent burden that's actually competitive despite lower earning power.

Lean budgets, lean housing costs

Richardson households earn $55,578 annually yet pay only $692 for rent or $673 for ownership—the lowest owner costs in this comparison. This efficiency means housing absorbs roughly 14–15% of income, preserving resources for food, healthcare, and savings.

Richardson: Nebraska's hidden affordability gem

Relocating professionals and families seeking deep affordability should examine Richardson closely—rents and ownership costs rank among the state's lowest, with median home values around $96,500. Your income may be lower, but your dollar stretches further here than in nearly any other Nebraska county.

Affordability Calculator

See how your income compares to housing costs in Richardson County

$

Rent Burden

14.9%

of gross income

Max Housing (28% Rule)

$1,297

per month

Owner Cost Burden

14.5%

of gross income

You can likely afford the median home in Richardson County

Median home value is $96,500. Estimated monthly cost: $770 vs. your max of $1,297.

Rent Affordability Guide

Your rent-to-income ratio14.9%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Richardson County, Nebraska?
Richardson County, Nebraska has a median monthly rent of $692/mo and a median home value of $96,500. The affordability rating is Unaffordable, with rent making up approximately 22.0% of median household income.
What is the median rent in Richardson County?
The median gross rent in Richardson County is $692/mo. This is 12% below state average for Nebraska.
Is Richardson County affordable?
Richardson County is rated Unaffordable based on rent-to-income ratio of 22.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Richardson County's rent compare to the state average?
Richardson County's median rent of $692/mo is 12% below state average of $783/mo for Nebraska.
What is the median home value in Richardson County?
The median home value in Richardson County, Nebraska is $96,500. This is 66% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.