Cost of Living in Franklin County, Nebraska

$613/mo
Median Monthly Rent
$99,100
Median Home Value
22% below state averageUnaffordable

At a Glance

Median Monthly Rent
$613/mo
22% below state average
Median Home Value
$99,100
65% below national
Rent-to-Income Ratio
21.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Franklin County Compares

Median monthly rent comparison

Franklin County$613/mo
Nebraska Average$783/mo
National Median$1,163/mo

Detailed Housing Stats

$613/mo
Median Gross Rent
$99,100
Median Home Value
$561/mo
Monthly Owner Cost
21.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Franklin County, Nebraska

Franklin offers solid rental affordability gains

Franklin County's 12.8% rent-to-income ratio beats Nebraska's state average of 14.2% and sits comfortably below national norms, delivering good housing affordability. With a median household income of $57,692 and median rent of just $613, Franklin residents devote a smaller share of earnings to housing than the typical American. This county balances modest wages with genuinely low rents.

Franklin ranks above-average among Nebraska

At 12.8%, Franklin's rent-to-income ratio places it in Nebraska's upper half for affordability, outpacing the state average of 14.2%. Median rent of $613 runs 21.7% below the state average of $783, reflecting Franklin's rural character and low housing cost pressures. Franklin delivers solid affordability even with below-average statewide incomes.

Franklin rents sit near region's lowest

Franklin's $613 monthly rent ranks second-lowest in this region, just $25 more than Dundy County's $588 and substantially less than Deuel ($827) or Dodge ($985). While Franklin household incomes ($57,692) lag slightly behind some peers, the rent advantage makes overall affordability competitive. Franklin and Dundy form the region's affordable rental core.

Franklin families keep 87.2% for other costs

Franklin households earning $57,692 annually ($4,808/month) allocate $613 to rent—just 12.8%—leaving 87.2% for utilities, food, and savings. Homeowners enjoy strong affordability too: $561 monthly represents just 11.7% of income, making homeownership at median values of $99,100 highly accessible. Franklin's affordability favors both renters and buyers.

Franklin delivers genuine cost-of-living savings

Relocating to Franklin County means low housing costs across both markets: rents at $613/month and median home values of $99,100, the second-lowest in this analysis. Even at modest local wages ($57,692), housing will consume less than 13% of income, far below state and national averages. Franklin suits those prioritizing affordability in a rural Nebraska setting.

Affordability Calculator

See how your income compares to housing costs in Franklin County

$

Rent Burden

12.8%

of gross income

Max Housing (28% Rule)

$1,346

per month

Owner Cost Burden

11.7%

of gross income

You can likely afford the median home in Franklin County

Median home value is $99,100. Estimated monthly cost: $791 vs. your max of $1,346.

Rent Affordability Guide

Your rent-to-income ratio12.8%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Franklin County, Nebraska?
Franklin County, Nebraska has a median monthly rent of $613/mo and a median home value of $99,100. The affordability rating is Unaffordable, with rent making up approximately 21.0% of median household income.
What is the median rent in Franklin County?
The median gross rent in Franklin County is $613/mo. This is 22% below state average for Nebraska.
Is Franklin County affordable?
Franklin County is rated Unaffordable based on rent-to-income ratio of 21.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Franklin County's rent compare to the state average?
Franklin County's median rent of $613/mo is 22% below state average of $783/mo for Nebraska.
What is the median home value in Franklin County?
The median home value in Franklin County, Nebraska is $99,100. This is 65% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.