Cost of Living in Adams County, North Dakota
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Adams County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Adams County ranks #258 of 3,142 counties for affordability (top 8%)
Sourced county brief
Adams County median gross rent estimated at $594 per month
In Adams County, the median gross rent is $594 per month, which is below the North Dakota unweighted county mean of $773. The official ACS B25071 median gross rent as a percentage of household income, or GRAPI, was estimated at 22.0%. This figure is 0.6 percentage points lower than the state unweighted county mean GRAPI of 22.6%. For owner-occupied units, the median selected monthly owner cost was $648, compared to the unweighted county mean for the state of $785. The median home value in the county was recorded at $113,200, which is $62,587 below the state unweighted county mean of $175,787. Renter households in the area had a median income of $31,929, while the median household income for all tenures combined was $62,500. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Adams County
Affordability Verdict
ACS B25071 estimates median gross rent at 22.0% of renter household income in Adams County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $594 per month; median selected monthly owner costs are $648. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $23,760 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The North Dakota unweighted mean of county median rents is $773 per month. Adams County's $594 median is 23.1% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Adams County
Rent Burden
11.4%
of gross income
Max Housing (28% Rule)
$1,458
per month
Owner Cost Burden
12.4%
of gross income
You can likely afford the median home in Adams County
Median home value is $113,200. Estimated monthly cost: $904 vs. your max of $1,458.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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