Cost of Living in Adams County, North Dakota

$545/mo
Median Monthly Rent
$108,300
Median Home Value
29% below state averageUnaffordable

At a Glance

Median Monthly Rent
$545/mo
29% below state average
Median Home Value
$108,300
62% below national
Rent-to-Income Ratio
22.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Adams County Compares

Median monthly rent comparison

Adams County$545/mo
North Dakota Average$770/mo
National Median$1,163/mo

Detailed Housing Stats

$545/mo
Median Gross Rent
$108,300
Median Home Value
$585/mo
Monthly Owner Cost
22.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Adams County, North Dakota

Adams County rents are remarkably affordable

At 11.8%, Adams County's rent-to-income ratio beats the national norm, where renters typically spend more of their paycheck on housing. The median rent of $545 per month is less than half what renters pay nationally, giving households here significant breathing room in their budgets.

Best rental affordability in North Dakota

Adams County ranks among the most affordable places to rent in North Dakota, with a ratio of 11.8% versus the state average of 12.8%. This advantage comes despite household incomes being $19,338 below the national median, reflecting genuinely low housing costs across the county.

More affordable than similar rural counties

Adams County's $545 rent is substantially lower than nearby Benson County ($616) and Bowman County ($869), making it a standout value in rural North Dakota. Even on a median income of $55,417—the lowest in this peer group—renters here keep more money in their pockets each month.

Housing eats just 12% of income here

Adams County renters spend $545 monthly while homeowners pay $585, meaning both groups dedicate roughly 11-12% of income to housing—well below the 30% threshold experts consider sustainable. The median home value of $108,300 remains accessible to buyers on a $55,417 median household income.

Relocating? Adams County maximizes your paycheck

If you're considering a move and want housing costs to take up the smallest slice of your paycheck, Adams County delivers. Compare your current rent-to-income ratio to 11.8%—odds are you'd gain immediate financial relief by relocating here.

Affordability Calculator

See how your income compares to housing costs in Adams County

$

Rent Burden

11.8%

of gross income

Max Housing (28% Rule)

$1,293

per month

Owner Cost Burden

12.7%

of gross income

You can likely afford the median home in Adams County

Median home value is $108,300. Estimated monthly cost: $865 vs. your max of $1,293.

Rent Affordability Guide

Your rent-to-income ratio11.8%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Adams County, North Dakota?
Adams County, North Dakota has a median monthly rent of $545/mo and a median home value of $108,300. The affordability rating is Unaffordable, with rent making up approximately 22.0% of median household income.
What is the median rent in Adams County?
The median gross rent in Adams County is $545/mo. This is 29% below state average for North Dakota.
Is Adams County affordable?
Adams County is rated Unaffordable based on rent-to-income ratio of 22.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Adams County's rent compare to the state average?
Adams County's median rent of $545/mo is 29% below state average of $770/mo for North Dakota.
What is the median home value in Adams County?
The median home value in Adams County, North Dakota is $108,300. This is 62% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.