Cost of Living in Baca County, Colorado
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Baca County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Baca County ranks #190 of 3,142 counties for affordability (top 6%)
Sourced county brief
Baca County Median Home Value Estimated at $122,900
The median home value in Baca County was estimated at $122,900, which is $304,613 below the Colorado unweighted county mean of $427,513. For rental housing, the median gross rent was $592 per month, compared to the unweighted state county mean of $1,303. The official GRAPI, which measures median gross rent as a percentage of household income among renter-occupied units, was 28.9%. This official percentage is 0.7 percentage points lower than the 29.6% unweighted county mean for Colorado. Median selected monthly owner costs for all owner-occupied units in the county were $620, while the state unweighted county mean was $1,272. The median renter-household income was $22,500, and the median income for all households was $46,215. These statistics are based on the American Community Survey 5-Year Estimates and provide a snapshot of local housing costs. See ACS table B25077 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Baca County
Affordability Verdict
ACS B25071 estimates median gross rent at 28.9% of renter household income in Baca County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $592 per month; median selected monthly owner costs are $620. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $23,680 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Colorado unweighted mean of county median rents is $1,303 per month. Baca County's $592 median is 54.5% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Baca County
Rent Burden
15.4%
of gross income
Max Housing (28% Rule)
$1,078
per month
Owner Cost Burden
16.1%
of gross income
You can likely afford the median home in Baca County
Median home value is $122,900. Estimated monthly cost: $981 vs. your max of $1,078.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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