CostBy County

Cost of Living in Baca County, Colorado

$592/mo
Median Monthly Rent
$122,900
Median Home Value

At a Glance

Median Monthly Rent
$592/mo
55% below state average
Median Home Value
$122,900
63% below national
Census GRAPI
28.9%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Baca County Compares

Median monthly rent comparison

Baca County$592/mo
Colorado Average$1,303/mo
National Median$1,413/mo

Detailed Housing Stats

$592/mo
Median Gross Rent
$122,900
Median Home Value
$620/mo
Monthly Owner Cost
28.9%
Census GRAPI

National Ranking

Affordability Rank

Baca County ranks #190 of 3,142 counties for affordability (top 6%)

Most AffordableLeast Affordable

Sourced county brief

Baca County Median Home Value Estimated at $122,900

The median home value in Baca County was estimated at $122,900, which is $304,613 below the Colorado unweighted county mean of $427,513. For rental housing, the median gross rent was $592 per month, compared to the unweighted state county mean of $1,303. The official GRAPI, which measures median gross rent as a percentage of household income among renter-occupied units, was 28.9%. This official percentage is 0.7 percentage points lower than the 29.6% unweighted county mean for Colorado. Median selected monthly owner costs for all owner-occupied units in the county were $620, while the state unweighted county mean was $1,272. The median renter-household income was $22,500, and the median income for all households was $46,215. These statistics are based on the American Community Survey 5-Year Estimates and provide a snapshot of local housing costs. See ACS table B25077 for the underlying estimate.

Cost of Living Advisory: Baca County

Affordability Verdict

ACS B25071 estimates median gross rent at 28.9% of renter household income in Baca County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $592 per month; median selected monthly owner costs are $620. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $23,680 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Colorado unweighted mean of county median rents is $1,303 per month. Baca County's $592 median is 54.5% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Baca County

$

Rent Burden

15.4%

of gross income

Max Housing (28% Rule)

$1,078

per month

Owner Cost Burden

16.1%

of gross income

You can likely afford the median home in Baca County

Median home value is $122,900. Estimated monthly cost: $981 vs. your max of $1,078.

Rent Affordability Guide

Your entered rent as a share of entered income15.4%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $46,215Needed: $23,680
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $46,215Needed: $26,571
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $46,215Needed: $28,602

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Baca County, Colorado?
Baca County, Colorado has a median monthly rent of $592/mo and a median home value of $122,900. The affordability rating is Affordable, with median gross rent equal to approximately 28.9% of renter household income.
What is the median rent in Baca County?
The median gross rent in Baca County is $592/mo. This is 55% below state average for Colorado.
Is Baca County affordable?
Baca County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 28.9%. Median gross rent is under 30% of renter household income.
How does Baca County's rent compare to the state average?
Baca County's median rent of $592/mo is 55% below state average of $1,303/mo for Colorado.
What is the median home value in Baca County?
The median home value in Baca County, Colorado is $122,900. This is 63% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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