Cost of Living in Baca County, Colorado

$490/mo
Median Monthly Rent
$122,000
Median Home Value
61% below state averageUnaffordable

At a Glance

Median Monthly Rent
$490/mo
61% below state average
Median Home Value
$122,000
57% below national
Rent-to-Income Ratio
21.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Baca County Compares

Median monthly rent comparison

Baca County$490/mo
Colorado Average$1,253/mo
National Median$1,163/mo

Detailed Housing Stats

$490/mo
Median Gross Rent
$122,000
Median Home Value
$608/mo
Monthly Owner Cost
21.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Baca County, Colorado

Colorado's most affordable county

Baca County residents spend just 14.6% of income on rent—the lowest ratio among all eight counties and well below the national affordability threshold of 22%. Despite a median household income of only $40,380, residents enjoy genuine housing affordability on the southeastern plains.

Lowest cost in Colorado sample

Baca County's 14.6% rent-to-income ratio decisively beats Colorado's 20.2% state average, while median rents of $490/month run 61% below the state average of $1,253. This rural county offers the most breathing room in housing budgets across the state's sample.

Plains affordability champion

Baca's $490 median rent costs $364 less than Bent County's $854 and nearly $1,400 less than Adams County's $1,713. Even home values of $122,000 remain the lowest analyzed, making Baca the entire region's affordability leader.

Housing is genuinely affordable

A Baca County household earning the median $40,380 annually spends just $490/month on rent, consuming only 14.6% of income—leaving substantial resources for other needs. Homeowners fare similarly well at $608/month, meaning housing costs barely strain family budgets here.

Stretch your paycheck furthest

Relocating to Baca County means your income goes furthest; $490 rent on a $40,380 salary leaves room to save and invest. If you value affordability and rural plains living over urban amenities, Baca offers unbeatable housing costs.

Affordability Calculator

See how your income compares to housing costs in Baca County

$

Rent Burden

14.6%

of gross income

Max Housing (28% Rule)

$942

per month

Owner Cost Burden

18.1%

of gross income

The median home in Baca County may be a stretch

Median home value is $122,000. Estimated monthly cost: $974 vs. your max of $942.

Rent Affordability Guide

Your rent-to-income ratio14.6%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Baca County, Colorado?
Baca County, Colorado has a median monthly rent of $490/mo and a median home value of $122,000. The affordability rating is Unaffordable, with rent making up approximately 21.0% of median household income.
What is the median rent in Baca County?
The median gross rent in Baca County is $490/mo. This is 61% below state average for Colorado.
Is Baca County affordable?
Baca County is rated Unaffordable based on rent-to-income ratio of 21.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Baca County's rent compare to the state average?
Baca County's median rent of $490/mo is 61% below state average of $1,253/mo for Colorado.
What is the median home value in Baca County?
The median home value in Baca County, Colorado is $122,000. This is 57% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.