CostBy County

Cost of Living in Osborne County, Kansas

$595/mo
Median Monthly Rent
$86,400
Median Home Value

At a Glance

Median Monthly Rent
$595/mo
26% below state average
Median Home Value
$86,400
74% below national
Census GRAPI
23.4%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Osborne County Compares

Median monthly rent comparison

Osborne County$595/mo
Kansas Average$802/mo
National Median$1,413/mo

Detailed Housing Stats

$595/mo
Median Gross Rent
$86,400
Median Home Value
$595/mo
Monthly Owner Cost
23.4%
Census GRAPI

National Ranking

Affordability Rank

Osborne County ranks #151 of 3,142 counties for affordability (top 5%)

Most AffordableLeast Affordable

Sourced county brief

Osborne County Median Home Value is $86,400

The median home value in Osborne County, Kansas, was $86,400 according to the 2020-2024 ACS 5-year estimates, which is $52,425 below the Kansas unweighted county mean of $138,825. For owner-occupied units, the median monthly owner cost was $595, compared to the state unweighted county mean of $861. In the rental market, the median gross rent was $595 per month, while the Kansas unweighted county mean was $802. Renter households had an estimated median income of $36,000. The official Gross Rent as a Percentage of Household Income (GRAPI) was 23.4%. This official B25071 estimate is 1.2 percentage points lower than the Kansas unweighted county mean official GRAPI of 24.6%. The GRAPI serves as the official median measure of rent relative to household income for those in renter-occupied housing. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Osborne County

Affordability Verdict

ACS B25071 estimates median gross rent at 23.4% of renter household income in Osborne County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $595 per month; median selected monthly owner costs are $595. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $23,800 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Kansas unweighted mean of county median rents is $802 per month. Osborne County's $595 median is 25.8% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Osborne County

$

Rent Burden

11.3%

of gross income

Max Housing (28% Rule)

$1,470

per month

Owner Cost Burden

11.3%

of gross income

You can likely afford the median home in Osborne County

Median home value is $86,400. Estimated monthly cost: $690 vs. your max of $1,470.

Rent Affordability Guide

Your entered rent as a share of entered income11.3%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $63,011Needed: $23,800
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $63,011Needed: $25,500
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $63,011Needed: $20,108

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Osborne County, Kansas?
Osborne County, Kansas has a median monthly rent of $595/mo and a median home value of $86,400. The affordability rating is Affordable, with median gross rent equal to approximately 23.4% of renter household income.
What is the median rent in Osborne County?
The median gross rent in Osborne County is $595/mo. This is 26% below state average for Kansas.
Is Osborne County affordable?
Osborne County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 23.4%. Median gross rent is under 30% of renter household income.
How does Osborne County's rent compare to the state average?
Osborne County's median rent of $595/mo is 26% below state average of $802/mo for Kansas.
What is the median home value in Osborne County?
The median home value in Osborne County, Kansas is $86,400. This is 74% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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