Cost of Living in Osborne County, Kansas

$591/mo
Median Monthly Rent
$84,700
Median Home Value
25% below state averageUnaffordable

At a Glance

Median Monthly Rent
$591/mo
25% below state average
Median Home Value
$84,700
70% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Osborne County Compares

Median monthly rent comparison

Osborne County$591/mo
Kansas Average$787/mo
National Median$1,163/mo

Detailed Housing Stats

$591/mo
Median Gross Rent
$84,700
Median Home Value
$585/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Osborne County, Kansas

Osborne County: genuine affordability all around

Osborne County's 11.9% rent-to-income ratio delivers genuine affordability, supported by a median rent of just $591/month—the lowest among peer counties. Though median income of $59,408 trails the national average, the county's rock-bottom housing costs create exceptional purchasing power for everyday expenses.

Kansas's most affordable rental market

Osborne County's 11.9% rent-to-income ratio and $591 median rent rank among Kansas's best values, beating the state average of 14.7% and $787 respectively. The county offers genuine relief for renters stretched by housing costs in pricier Kansas markets.

Osborne County: the region's bargain anchor

Osborne County's $591 median rent is the lowest in the entire peer group—$46 below Morton County and $59 below Ness County. The $84,700 median home value is equally spartan, making Osborne a destination for renters and buyers prioritizing absolute cost minimization over amenities.

Buying and renting nearly equivalent

Renters spend 11.9% of income on housing, while homeowners commit 11.8% ($585 monthly), creating nearly perfect parity between both pathways. This equilibrium means households here have genuine freedom to choose based on personal preference rather than affordability constraints.

The region's true affordability leader

Osborne County is the clear winner for anyone making relocation decisions based purely on housing cost minimization—lowest rent, lowest home prices, and balanced affordability across both renting and buying. If you're relocating from a high-cost market and value financial breathing room, Osborne County delivers unmatched rural affordability.

Affordability Calculator

See how your income compares to housing costs in Osborne County

$

Rent Burden

11.9%

of gross income

Max Housing (28% Rule)

$1,386

per month

Owner Cost Burden

11.8%

of gross income

You can likely afford the median home in Osborne County

Median home value is $84,700. Estimated monthly cost: $676 vs. your max of $1,386.

Rent Affordability Guide

Your rent-to-income ratio11.9%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Osborne County, Kansas?
Osborne County, Kansas has a median monthly rent of $591/mo and a median home value of $84,700. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Osborne County?
The median gross rent in Osborne County is $591/mo. This is 25% below state average for Kansas.
Is Osborne County affordable?
Osborne County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Osborne County's rent compare to the state average?
Osborne County's median rent of $591/mo is 25% below state average of $787/mo for Kansas.
What is the median home value in Osborne County?
The median home value in Osborne County, Kansas is $84,700. This is 70% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.