Cost of Living in Surry County, North Carolina
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Surry County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Surry County ranks #692 of 3,142 counties for affordability (top 22%)
Sourced county brief
Surry County Official GRAPI Reported at 27.3%
Rent-to-income percentage in Surry County was 27.3% according to official GRAPI data. This official percentage is 1.6 percentage points lower than the North Carolina unweighted county mean of 28.9%. Median gross rent was $761 per month, which is below the state's unweighted county mean of $977. The median renter-household income was $32,551. Among homeowners, the median home value was $177,600, compared to the unweighted county mean of $235,312. Median selected monthly owner costs were $693, also below the state unweighted county mean of $927. These estimates are based on the American Community Survey 2020-2024 5-Year period. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Surry County
Affordability Verdict
ACS B25071 estimates median gross rent at 27.3% of renter household income in Surry County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $761 per month; median selected monthly owner costs are $693. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $30,440 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The North Carolina unweighted mean of county median rents is $977 per month. Surry County's $761 median is 22.1% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Surry County
Rent Burden
16.4%
of gross income
Max Housing (28% Rule)
$1,299
per month
Owner Cost Burden
14.9%
of gross income
The median home in Surry County may be a stretch
Median home value is $177,600. Estimated monthly cost: $1,418 vs. your max of $1,299.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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