Cost of Living in Surry County, North Carolina

$741/mo
Median Monthly Rent
$166,400
Median Home Value
21% below state averageUnaffordable

At a Glance

Median Monthly Rent
$741/mo
21% below state average
Median Home Value
$166,400
41% below national
Rent-to-Income Ratio
27.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Surry County Compares

Median monthly rent comparison

Surry County$741/mo
North Carolina Average$938/mo
National Median$1,163/mo

Detailed Housing Stats

$741/mo
Median Gross Rent
$166,400
Median Home Value
$687/mo
Monthly Owner Cost
27.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Surry County, North Carolina

Surry keeps housing costs in check

Surry County's rent-to-income ratio of 15.8% comfortably beats North Carolina's state average of 18.6%, reflecting a balanced housing market. On a $56,095 median household income, the $741 monthly rent remains well within manageable territory.

Well-above-average affordability statewide

At 15.8%, Surry ranks among North Carolina's more affordable counties, with renters enjoying a rent burden 2.8 percentage points below the state average. The $741 median rent falls $197 below the statewide median of $938.

Surry rents are among the lowest

Surry's $741 rent is the second-lowest in this group (after Swain's $715) and notably cheaper than Stanly ($830) and Sampson ($811). The $687 monthly owner cost is also competitive, making both renting and buying accessible here.

Housing takes less than one-sixth

Surry renters spend 15.8% of their $56,095 median income on $741/month rent—a healthy proportion. Homeowners pay $687/month, and the median home value of $166,400 offers solid entry points for buyers seeking affordability without sacrificing county income levels.

Surry: quiet affordability on the Piedmont

Considering a move? Surry County offers rents $197 below the state average and a 15.8% rent-to-income ratio that ranks among North Carolina's best. The combination of low costs and moderate incomes makes it genuinely attractive for budget-conscious relocators.

Affordability Calculator

See how your income compares to housing costs in Surry County

$

Rent Burden

15.9%

of gross income

Max Housing (28% Rule)

$1,309

per month

Owner Cost Burden

14.7%

of gross income

The median home in Surry County may be a stretch

Median home value is $166,400. Estimated monthly cost: $1,328 vs. your max of $1,309.

Rent Affordability Guide

Your rent-to-income ratio15.9%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Surry County, North Carolina?
Surry County, North Carolina has a median monthly rent of $741/mo and a median home value of $166,400. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.
What is the median rent in Surry County?
The median gross rent in Surry County is $741/mo. This is 21% below state average for North Carolina.
Is Surry County affordable?
Surry County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Surry County's rent compare to the state average?
Surry County's median rent of $741/mo is 21% below state average of $938/mo for North Carolina.
What is the median home value in Surry County?
The median home value in Surry County, North Carolina is $166,400. This is 41% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.