Cost of Living in Martin County, Minnesota

$735/mo
Median Monthly Rent
$158,800
Median Home Value
20% below state averageUnaffordable

At a Glance

Median Monthly Rent
$735/mo
20% below state average
Median Home Value
$158,800
44% below national
Rent-to-Income Ratio
29.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Martin County Compares

Median monthly rent comparison

Martin County$735/mo
Minnesota Average$915/mo
National Median$1,163/mo

Detailed Housing Stats

$735/mo
Median Gross Rent
$158,800
Median Home Value
$838/mo
Monthly Owner Cost
29.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Martin County, Minnesota

Martin County nearly matches national norms

Martin County renters spend 14.0% of income on housing, nearly aligned with the national average of 14.5%. However, the median household income of $62,969 trails the national median of $74,755, creating a tighter affordability picture despite modest rent levels.

Martin County sits at state average

Martin County's 14.0% rent-to-income ratio tracks almost exactly with Minnesota's state average of 14.5%, placing it squarely in the middle of the state's affordability ranking. At $735 monthly rent—$180 below the state median—renters find moderate savings.

Martin County blends regional options

Martin County's $735 rent is competitive with nearby Lyon County ($742) and Marshall County ($737), while its median home price of $158,800 sits mid-range for the region. The lower median income of $62,969 means housing costs weigh slightly more than in neighboring counties.

Housing costs reach state threshold

Renters pay $735 monthly and homeowners pay $838 on a median household income of $62,969, consuming 14.0% and 16.0% of income respectively. The owner cost ratio edges above comfort levels, suggesting homeownership requires careful financial planning.

Martin County for careful planners

Martin County offers reasonable rent but requires attention to homeownership costs, particularly for middle-income households considering purchase. Review your job prospects and income stability before committing, as housing costs leave limited financial margins.

Affordability Calculator

See how your income compares to housing costs in Martin County

$

Rent Burden

14.0%

of gross income

Max Housing (28% Rule)

$1,469

per month

Owner Cost Burden

16.0%

of gross income

You can likely afford the median home in Martin County

Median home value is $158,800. Estimated monthly cost: $1,268 vs. your max of $1,469.

Rent Affordability Guide

Your rent-to-income ratio14.0%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Martin County, Minnesota?
Martin County, Minnesota has a median monthly rent of $735/mo and a median home value of $158,800. The affordability rating is Unaffordable, with rent making up approximately 29.0% of median household income.
What is the median rent in Martin County?
The median gross rent in Martin County is $735/mo. This is 20% below state average for Minnesota.
Is Martin County affordable?
Martin County is rated Unaffordable based on rent-to-income ratio of 29.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Martin County's rent compare to the state average?
Martin County's median rent of $735/mo is 20% below state average of $915/mo for Minnesota.
What is the median home value in Martin County?
The median home value in Martin County, Minnesota is $158,800. This is 44% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.