Cost of Living in Pamlico County, North Carolina

$909/mo
Median Monthly Rent
$209,800
Median Home Value
3% below state averageUnaffordable

At a Glance

Median Monthly Rent
$909/mo
3% below state average
Median Home Value
$209,800
26% below national
Rent-to-Income Ratio
29.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Pamlico County Compares

Median monthly rent comparison

Pamlico County$909/mo
North Carolina Average$938/mo
National Median$1,163/mo

Detailed Housing Stats

$909/mo
Median Gross Rent
$209,800
Median Home Value
$791/mo
Monthly Owner Cost
29.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Pamlico County, North Carolina

Pamlico punches above its weight on affordability

Pamlico County's 17.7% rent-to-income ratio beats the national average despite a median household income of $61,624—$13,131 below the national median—demonstrating that modest wages and genuinely low rents can create real housing relief. At $909 per month, Pamlico's median rent is one of the region's most accessible.

North Carolina's affordability sweet spot

Pamlico County's 17.7% rent-to-income ratio sits below the state average of 18.6%, and its $909 median rent is nearly on par with the state median of $938, making it a genuinely affordable option statewide. This combination of below-average costs and below-state-average income ratios marks Pamlico as one of the region's safest bets for renters.

Moderate rents in a quiet eastern county

Pamlico's $909 median rent ranks second-most affordable after Northampton's $749, and it undercuts Perquimans ($1,061), Pasquotank ($1,146), and Onslow ($1,198) by meaningful margins. Unlike Northampton, Pamlico's median income of $61,624 sits higher than some peers, offering slightly more stability.

Renting and owning both reach affordably

Pamlico renters spend $909 monthly while homeowners pay $791—unusually favorable for buyers—on a median home value of $209,800, a smart opportunity for those seeking equity. Housing consumes roughly 18% of a $61,624 median income, leaving reasonable room for savings and other necessities.

Quiet county, strong housing value

Pamlico County delivers genuine affordability without the income sacrifice of Northampton, making it attractive for families seeking stability. If you work remotely or have portable income, Pamlico offers one of the region's best combinations of accessible rents and reasonable ownership costs.

Affordability Calculator

See how your income compares to housing costs in Pamlico County

$

Rent Burden

17.7%

of gross income

Max Housing (28% Rule)

$1,438

per month

Owner Cost Burden

15.4%

of gross income

The median home in Pamlico County may be a stretch

Median home value is $209,800. Estimated monthly cost: $1,675 vs. your max of $1,438.

Rent Affordability Guide

Your rent-to-income ratio17.7%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Pamlico County, North Carolina?
Pamlico County, North Carolina has a median monthly rent of $909/mo and a median home value of $209,800. The affordability rating is Unaffordable, with rent making up approximately 29.0% of median household income.
What is the median rent in Pamlico County?
The median gross rent in Pamlico County is $909/mo. This is 3% below state average for North Carolina.
Is Pamlico County affordable?
Pamlico County is rated Unaffordable based on rent-to-income ratio of 29.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Pamlico County's rent compare to the state average?
Pamlico County's median rent of $909/mo is 3% below state average of $938/mo for North Carolina.
What is the median home value in Pamlico County?
The median home value in Pamlico County, North Carolina is $209,800. This is 26% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.