Cost of Living in Seminole County, Oklahoma
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Seminole County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Seminole County ranks #2,515 of 3,144 counties for affordability (bottom 20%)
Data Story
About Cost of Living in Seminole County, Oklahoma
Seminole's housing crunch exceeds national stress
Seminole County's 19.0% rent-to-income ratio signals genuine housing pressure, where renters devote nearly one-fifth of their paychecks to rent alone. At $730/month against a median income of only $46,191, Seminole households struggle with affordability significantly more than the national average.
Among Oklahoma's least affordable counties
Seminole County's 19.0% rent-to-income ratio ranks among the worst in Oklahoma, exceeding the state average of 17.0% by 2.0 percentage points. This places Seminole in the affordability danger zone, where housing consumes a disproportionate share of modest household incomes.
Worse off than Sequoyah and Texas County
Seminole County's rents ($730/month) sit between Sequoyah's $796 and Tillman's $704, but the county's lowest incomes ($46,191) create the region's tightest squeeze. Renters here strain harder to pay rent than almost any neighbor.
Renters squeezed, owners get relief
Renters pay $730/month (19.0% of income) while homeowners pay just $498/month (12.8% of income) on median household earnings of $46,191. This gap reveals a county where ownership offers real relief—but only for those who can access down payments on homes valued at $91,200.
Reconsider if you rent in Seminole
Seminole County's 19.0% rent-to-income ratio means housing consumes nearly 1 of every 5 dollars earned—among Oklahoma's tightest burdens. If you're renting here and earning near the median, compare your costs to Roger Mills ($708 rent, 13.6% ratio) or Tillman County to see if relocation could reclaim income for other needs.
Cost of Living Advisory: Seminole County
Affordability Verdict
For renters in Seminole County, the market is affordable. Expect to pay around $730/month in gross rent, with 28.0% of renter households considered cost-burdened.
Rent vs. Own
The median rent in Seminole County is $730/month, while owner costs run $498/month. Owning saves approximately $232/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $29,200/year. For owner costs at the 28% rule, the required income is roughly $21,343/year. With a median household income of $46,191, most households can comfortably afford rent here. Notably, 28.0% of renter households in Seminole County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Oklahoma, Seminole County is more affordable than Coal County by roughly 8% ($730/mo vs $679/mo).
Affordability Calculator
See how your income compares to housing costs in Seminole County
Rent Burden
19.0%
of gross income
Max Housing (28% Rule)
$1,078
per month
Owner Cost Burden
12.9%
of gross income
You can likely afford the median home in Seminole County
Median home value is $91,200. Estimated monthly cost: $728 vs. your max of $1,078.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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