Cost of Living in Jackson County, North Carolina
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Jackson County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Jackson County ranks #890 of 3,142 counties for affordability (top 28%)
Sourced county brief
Jackson County Median Home Value Reaches $284,700 in Recent ACS Estimates
In Jackson County, North Carolina, the median home value was estimated at $284,700 according to the U.S. Census Bureau ACS 2020-2024 5-Year Estimates. This figure is above the North Carolina unweighted county mean of $235,312. Meanwhile, the median monthly owner costs for all owner-occupied units in the county were $529, which is below the state unweighted county mean of $927. For renters, the median gross rent was $904 per month, compared to the state unweighted county mean of $977. The official Gross Rent as a Percentage of Household Income (GRAPI), reported in ACS table B25071, was 27.1%. This official GRAPI value differs by 1.8 percentage points from the North Carolina unweighted county mean of 28.9%. The median renter-household income in Jackson County was $40,804. These figures provide a statistical snapshot of housing costs and income within the 2020-2024 period. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Jackson County
Affordability Verdict
ACS B25071 estimates median gross rent at 27.1% of renter household income in Jackson County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $904 per month; median selected monthly owner costs are $529. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $36,160 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The North Carolina unweighted mean of county median rents is $977 per month. Jackson County's $904 median is 7.4% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Jackson County
Rent Burden
19.4%
of gross income
Max Housing (28% Rule)
$1,302
per month
Owner Cost Burden
11.4%
of gross income
The median home in Jackson County may be a stretch
Median home value is $284,700. Estimated monthly cost: $2,273 vs. your max of $1,302.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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