Cost of Living in Bertie County, North Carolina
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Bertie County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Bertie County, North Carolina
Bertie struggles with affordability despite low rents
Bertie County's rent-to-income ratio of 21.5% significantly exceeds the national average of 18.6%, driven by the second-lowest median household income in this group at $45,931. Despite moderate rent at $824/month, limited earnings create substantial housing burden for local residents.
Bertie ranks among North Carolina's affordability challenges
At 21.5%, Bertie's rent-to-income ratio exceeds the state average of 18.6% by nearly 3 percentage points, placing it among the state's more strained counties. With median household income of just $45,931, Bertie residents face disproportionate housing cost burden.
Bertie's low home values mask income constraints
Bertie's $824 monthly rent is moderate, but its median home value of just $95,800—the lowest in this group—reflects limited local economic opportunity. While homeownership is theoretically affordable at $766/month, the underlying income challenge remains: $45,931 annual earnings against 21.5% housing cost burden.
Over a fifth of Bertie income goes to housing
Renters spend $824/month on a $45,931 annual income, allocating 21.5% to housing and leaving roughly $3,026 annually after rent for all other expenses. Homeowners at $766/month face similar strain, with limited surplus for savings or emergencies given the overall income floor.
Bertie demands stable, above-average income
Relocating to Bertie County requires securing employment well above the county median—a 21.5% rent-to-income ratio indicates most residents are stretched thin. If considering Bertie, evaluate neighboring Beaufort County (better income-to-housing ratio at 17.8%) or coastal alternatives with stronger economic opportunity.
Affordability Calculator
See how your income compares to housing costs in Bertie County
Rent Burden
21.5%
of gross income
Max Housing (28% Rule)
$1,072
per month
Owner Cost Burden
20.0%
of gross income
You can likely afford the median home in Bertie County
Median home value is $95,800. Estimated monthly cost: $765 vs. your max of $1,072.
Rent Affordability Guide
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.