Cost of Living in Owen County, Indiana

$912/mo
Median Monthly Rent
$162,400
Median Home Value
3% above state averageUnaffordable

At a Glance

Median Monthly Rent
$912/mo
3% above state average
Median Home Value
$162,400
42% below national
Rent-to-Income Ratio
24.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Owen County Compares

Median monthly rent comparison

Owen County$912/mo
Indiana Average$883/mo
National Median$1,163/mo

Detailed Housing Stats

$912/mo
Median Gross Rent
$162,400
Median Home Value
$833/mo
Monthly Owner Cost
24.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Owen County, Indiana

Owen County rents strain budgets.

At 18.4%, Owen County's rent-to-income ratio significantly exceeds the national average, signaling that housing consumes an outsized share of household income here. The $912 monthly rent against a $59,586 median income represents one of the tightest housing-cost burdens in this group of counties.

Least affordable in Indiana.

Owen County's 18.4% rent-to-income ratio stands well above Indiana's 15.6% state average, making it among the state's least affordable counties for renters. Households here dedicate notably more of their earnings to housing than typical Hoosiers, creating budget pressure statewide.

Highest burden in the region.

Owen County's 18.4% rent-to-income ratio towers above all nearby counties, with its $912 rent among the highest in the group paired with lower-than-average income. This combination makes Owen County the most housing-stressed county in this regional comparison.

Housing dominates household budget.

The median Owen County household with $59,586 income dedicates 18.4% to rent ($912/month) or 16.8% to mortgage costs ($833/month), leaving less discretionary income than neighboring counties. Combined, housing can consume over one-third of gross income for many households, creating genuine affordability challenges.

Consider whether costs fit your reality.

Owen County's housing burden outpaces most peer counties, so carefully evaluate if this move makes financial sense for your household. If housing costs are already stretching your budget, comparing Owen County's percentages against your current situation could reveal important trade-offs.

Affordability Calculator

See how your income compares to housing costs in Owen County

$

Rent Burden

18.4%

of gross income

Max Housing (28% Rule)

$1,390

per month

Owner Cost Burden

16.8%

of gross income

You can likely afford the median home in Owen County

Median home value is $162,400. Estimated monthly cost: $1,296 vs. your max of $1,390.

Rent Affordability Guide

Your rent-to-income ratio18.4%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Owen County, Indiana?
Owen County, Indiana has a median monthly rent of $912/mo and a median home value of $162,400. The affordability rating is Unaffordable, with rent making up approximately 24.0% of median household income.
What is the median rent in Owen County?
The median gross rent in Owen County is $912/mo. This is 3% above state average for Indiana.
Is Owen County affordable?
Owen County is rated Unaffordable based on rent-to-income ratio of 24.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Owen County's rent compare to the state average?
Owen County's median rent of $912/mo is 3% above state average of $883/mo for Indiana.
What is the median home value in Owen County?
The median home value in Owen County, Indiana is $162,400. This is 42% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.