Cost of Living in Roseau County, Minnesota

$886/mo
Median Monthly Rent
$177,100
Median Home Value

At a Glance

Median Monthly Rent
$886/mo
3% below state average
Median Home Value
$177,100
37% below national
Rent-to-Income Ratio
25.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Roseau County Compares

Median monthly rent comparison

Roseau County$886/mo
Minnesota Average$915/mo
National Median$1,163/mo

Detailed Housing Stats

$886/mo
Median Gross Rent
$177,100
Median Home Value
$1,019/mo
Monthly Owner Cost
25.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Roseau County ranks #942 of 3,144 counties for affordability (top 30%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Roseau County, Minnesota

Roseau Aligns with Minnesota Average

Roseau County's rent-to-income ratio of 14.4% sits nearly level with Minnesota's 14.5% average and tracks the national affordability benchmark closely. Median rent of $886 per month slightly exceeds the state's $915 average, while the $73,611 median household income falls just below the $74,755 national median.

Roseau Mirrors State Norms

With a rent-to-income ratio nearly identical to Minnesota's statewide average, Roseau County ranks squarely in the middle for state affordability. This positioning reflects a rural, working-class economy where housing pressures remain manageable despite modest wage levels.

Northern Minnesota's Middle Ground

Roseau County's $886 rent falls between Rock County's bargain rates ($745) and St. Louis County's premium pricing ($970), positioning it as a northern Minnesota middle option. Home values of $177,100 similarly split the difference between rural counties like Renville ($151,900) and higher-cost peers like Rice ($298,500).

Balanced Housing-to-Income Costs

Renters spend $886 monthly while homeowners allocate $1,019, together consuming roughly 14% of the $73,611 median household income. This alignment with state averages reflects Roseau's position as a representative rural Minnesota county without dramatic affordability pressures or bargains.

Roseau for Stable Rural Living

If you seek predictable, middle-of-the-road Minnesota affordability, Roseau County delivers exactly that—no surprises, fair housing costs, and a working-class community vibe. Compare it to pricier metros like Scott County or lower-cost bargains like Rock County, and you'll find a steady middle path.

Cost of Living Advisory: Roseau County

Affordability Verdict

For renters in Roseau County, the market is affordable. Expect to pay around $886/month in gross rent, with 25.0% of renter households considered cost-burdened.

Rent vs. Own

At $886/month rent versus $1,019/month in owner costs, renting is roughly $133/month cheaper — a 13% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $35,440/year. For owner costs at the 28% rule, the required income is roughly $43,671/year. With a median household income of $73,611, most households can comfortably afford rent here. Notably, 25.0% of renter households in Roseau County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Goodhue County where rent averages $939/month, Roseau County is approximately 6% less expensive.

Affordability Calculator

See how your income compares to housing costs in Roseau County

$

Rent Burden

14.4%

of gross income

Max Housing (28% Rule)

$1,718

per month

Owner Cost Burden

16.6%

of gross income

You can likely afford the median home in Roseau County

Median home value is $177,100. Estimated monthly cost: $1,414 vs. your max of $1,718.

Rent Affordability Guide

Your rent-to-income ratio14.4%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $73,611Needed: $35,440
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $73,611Needed: $43,671
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $73,611Needed: $41,216

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Roseau County, Minnesota?
Roseau County, Minnesota has a median monthly rent of $886/mo and a median home value of $177,100. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.
What is the median rent in Roseau County?
The median gross rent in Roseau County is $886/mo. This is 3% below state average for Minnesota.
Is Roseau County affordable?
Roseau County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Roseau County's rent compare to the state average?
Roseau County's median rent of $886/mo is 3% below state average of $915/mo for Minnesota.
What is the median home value in Roseau County?
The median home value in Roseau County, Minnesota is $177,100. This is 37% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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