Cost of Living in Sierra County, New Mexico

$695/mo
Median Monthly Rent
$144,800
Median Home Value
21% below state averageUnaffordable

At a Glance

Median Monthly Rent
$695/mo
21% below state average
Median Home Value
$144,800
49% below national
Rent-to-Income Ratio
30.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Sierra County Compares

Median monthly rent comparison

Sierra County$695/mo
New Mexico Average$876/mo
National Median$1,163/mo

Detailed Housing Stats

$695/mo
Median Gross Rent
$144,800
Median Home Value
$464/mo
Monthly Owner Cost
30.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Sierra County, New Mexico

Sierra's low rents mask deep income inequality

Sierra County's 22.0% rent-to-income ratio ranks among New Mexico's worst despite median rents of only $695—well below the national norm. The problem: median household income of $37,840 trails the U.S. average by $36,915, making even modest rents a proportional burden.

Second-least affordable county in New Mexico

Sierra's 22.0% rent-to-income ratio exceeds New Mexico's state average of 19.4%, placing it among the state's most stressed housing markets. The county's rural economy struggles to generate incomes sufficient to offset even modest housing costs.

Cheap rents, but income disparity tells the real story

Sierra's $695 median rent undercuts Socorro County ($653) only slightly and trails most regional competitors. However, Sierra's $37,840 median income represents the lowest earnings in the region, making even bargain rents disproportionately expensive.

Tight household budgets stretched by rent

Sierra residents earning $37,840 annually spend $695 monthly on rent—22% of gross income, the highest proportional burden in the region. Homeowners fare slightly better at $464 monthly, though homes average only $144,800, reflecting limited local economic opportunity.

Sierra demands careful financial planning

Consider Sierra County only if you have remote income or retirement savings, as local wages cannot comfortably support even modest housing costs. The county offers affordability in absolute dollars, but proportional rent burden ranks among New Mexico's most challenging.

Affordability Calculator

See how your income compares to housing costs in Sierra County

$

Rent Burden

22.0%

of gross income

Max Housing (28% Rule)

$883

per month

Owner Cost Burden

14.7%

of gross income

The median home in Sierra County may be a stretch

Median home value is $144,800. Estimated monthly cost: $1,156 vs. your max of $883.

Rent Affordability Guide

Your rent-to-income ratio22.0%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Sierra County, New Mexico?
Sierra County, New Mexico has a median monthly rent of $695/mo and a median home value of $144,800. The affordability rating is Unaffordable, with rent making up approximately 30.0% of median household income.
What is the median rent in Sierra County?
The median gross rent in Sierra County is $695/mo. This is 21% below state average for New Mexico.
Is Sierra County affordable?
Sierra County is rated Unaffordable based on rent-to-income ratio of 30.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Sierra County's rent compare to the state average?
Sierra County's median rent of $695/mo is 21% below state average of $876/mo for New Mexico.
What is the median home value in Sierra County?
The median home value in Sierra County, New Mexico is $144,800. This is 49% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.