Cost of Living in Seward County, Nebraska

$969/mo
Median Monthly Rent
$232,400
Median Home Value
24% above state averageUnaffordable

At a Glance

Median Monthly Rent
$969/mo
24% above state average
Median Home Value
$232,400
18% below national
Rent-to-Income Ratio
25.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Seward County Compares

Median monthly rent comparison

Seward County$969/mo
Nebraska Average$783/mo
National Median$1,163/mo

Detailed Housing Stats

$969/mo
Median Gross Rent
$232,400
Median Home Value
$1,105/mo
Monthly Owner Cost
25.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Seward County, Nebraska

Seward offers solid affordability with good income

Seward County's median household income of $81,122 exceeds the national average of $74,755, while its 14.3% rent-to-income ratio sits near national affordability norms. With monthly rent at $969, residents enjoy reasonable housing costs paired with above-average earning power.

Above-average income, average affordability

Seward County's rent-to-income ratio of 14.3% sits just 0.1 point above Nebraska's state average of 14.2%, placing it squarely at the state's median. With a strong $81,122 median income—third-highest among these eight counties—Seward offers stability without premium pricing.

Middle ground between rural and metro

Seward's $81,122 income falls between rural counties like Rock ($57,500) and wealthy Sarpy ($101,402), while monthly rents of $969 reflect this middle position. Home values at $232,400 similarly chart a balanced course between rural affordability and metro expense.

Balanced income, balanced housing costs

Seward households earn $81,122 annually and allocate $969 to rent or $1,105 to ownership, consuming 14.3% and 16.3% of income respectively. This moderate approach leaves roughly $5,700 monthly for all other expenses—solid but not exceptional.

Seward for the Nebraska middle ground

If you seek a middle path between rural and metro Nebraska, Seward County fits: solid income, reasonable housing, and home values around $232,400. You'll find neither exceptional bargains nor premium costs—just balanced, sustainable housing economics.

Affordability Calculator

See how your income compares to housing costs in Seward County

$

Rent Burden

14.3%

of gross income

Max Housing (28% Rule)

$1,893

per month

Owner Cost Burden

16.3%

of gross income

You can likely afford the median home in Seward County

Median home value is $232,400. Estimated monthly cost: $1,855 vs. your max of $1,893.

Rent Affordability Guide

Your rent-to-income ratio14.3%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Seward County, Nebraska?
Seward County, Nebraska has a median monthly rent of $969/mo and a median home value of $232,400. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.
What is the median rent in Seward County?
The median gross rent in Seward County is $969/mo. This is 24% above state average for Nebraska.
Is Seward County affordable?
Seward County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Seward County's rent compare to the state average?
Seward County's median rent of $969/mo is 24% above state average of $783/mo for Nebraska.
What is the median home value in Seward County?
The median home value in Seward County, Nebraska is $232,400. This is 18% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.