CostBy County

Cost of Living in Seward County, Nebraska

$980/mo
Median Monthly Rent
$241,300
Median Home Value

At a Glance

Median Monthly Rent
$980/mo
23% above state average
Median Home Value
$241,300
27% below national
Census GRAPI
26.0%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Seward County Compares

Median monthly rent comparison

Seward County$980/mo
Nebraska Average$797/mo
National Median$1,413/mo

Detailed Housing Stats

$980/mo
Median Gross Rent
$241,300
Median Home Value
$1,075/mo
Monthly Owner Cost
26.0%
Census GRAPI

National Ranking

Affordability Rank

Seward County ranks #2,236 of 3,142 counties for affordability (bottom 29%)

Most AffordableLeast Affordable

Sourced county brief

Seward County Median Gross Rent Recorded at 980 Dollars

Seward County’s median gross rent was estimated at $980 per month, standing $183 above the Nebraska unweighted county mean of $797. The official median gross rent as a percentage of household income (GRAPI) was 26.0%, which is 2.8 percentage points higher than the state unweighted county mean of 23.2%. The median home value was recorded at $241,300, compared to the state unweighted county mean of $164,635. Median selected monthly owner costs for all owner-occupied units were $1,075 per month. For renter-occupied households, the median income was $51,355. All data is reported from the 2020-2024 American Community Survey 5-Year Estimates. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Seward County

Affordability Verdict

ACS B25071 estimates median gross rent at 26.0% of renter household income in Seward County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $980 per month; median selected monthly owner costs are $1,075. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $39,200 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Nebraska unweighted mean of county median rents is $797 per month. Seward County's $980 median is 23.0% above that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Seward County

$

Rent Burden

14.3%

of gross income

Max Housing (28% Rule)

$1,924

per month

Owner Cost Burden

15.6%

of gross income

The median home in Seward County may be a stretch

Median home value is $241,300. Estimated monthly cost: $1,926 vs. your max of $1,924.

Rent Affordability Guide

Your entered rent as a share of entered income14.3%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $82,444Needed: $39,200
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $82,444Needed: $46,071
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $82,444Needed: $56,157

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Seward County, Nebraska?
Seward County, Nebraska has a median monthly rent of $980/mo and a median home value of $241,300. The affordability rating is Affordable, with median gross rent equal to approximately 26.0% of renter household income.
What is the median rent in Seward County?
The median gross rent in Seward County is $980/mo. This is 23% above state average for Nebraska.
Is Seward County affordable?
Seward County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 26.0%. Median gross rent is under 30% of renter household income.
How does Seward County's rent compare to the state average?
Seward County's median rent of $980/mo is 23% above state average of $797/mo for Nebraska.
What is the median home value in Seward County?
The median home value in Seward County, Nebraska is $241,300. This is 27% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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