Cost of Living in Coffee County, Alabama

$970/mo
Median Monthly Rent
$180,300
Median Home Value
21% above state averageUnaffordable

At a Glance

Median Monthly Rent
$970/mo
21% above state average
Median Home Value
$180,300
36% below national
Rent-to-Income Ratio
25.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Coffee County Compares

Median monthly rent comparison

Coffee County$970/mo
Alabama Average$799/mo
National Median$1,163/mo

Detailed Housing Stats

$970/mo
Median Gross Rent
$180,300
Median Home Value
$871/mo
Monthly Owner Cost
25.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Coffee County, Alabama

Coffee County commands premium housing costs

Coffee County's median household income of $64,672—14% below the national average—pairs with the highest monthly rent in this eight-county sample at $970, yielding an 18.0% rent-to-income ratio matching Alabama's state average. The county's stronger income helps offset notably higher housing costs.

Highest rents, matched by higher incomes

Coffee County's $970 median rent is the highest in this cohort, exceeding the state average of $799 by $171 per month. The 18.0% rent-to-income ratio exactly matches Alabama's state average, thanks largely to the county's above-average household income of $64,672.

Premium housing market in south Alabama

Coffee's $970 rent substantially exceeds all peers—$120 above Chilton ($855), $217 above Chambers ($850), and $347 above Clay ($624). Yet Coffee's strong median income of $64,672 makes these higher costs proportionally manageable compared to lower-income counties.

Highest costs offset by highest income

Monthly rent of $970 takes 18.0% of Coffee's $64,672 median household income—highest nominal rent but proportionally reasonable thanks to strong earnings. Homeownership averages $871 per month on median-valued $180,300 homes, bringing total housing costs to roughly 28% of income.

Coffee County for premium seekers with income

Coffee County suits relocators with household incomes near or above $64,672 who accept higher housing costs in exchange for stronger earning potential and newer housing stock ($180,300 median home value). Compare affordability ratios carefully if your income falls significantly below the county median.

Affordability Calculator

See how your income compares to housing costs in Coffee County

$

Rent Burden

18.0%

of gross income

Max Housing (28% Rule)

$1,509

per month

Owner Cost Burden

16.2%

of gross income

You can likely afford the median home in Coffee County

Median home value is $180,300. Estimated monthly cost: $1,439 vs. your max of $1,509.

Rent Affordability Guide

Your rent-to-income ratio18.0%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Coffee County, Alabama?
Coffee County, Alabama has a median monthly rent of $970/mo and a median home value of $180,300. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.
What is the median rent in Coffee County?
The median gross rent in Coffee County is $970/mo. This is 21% above state average for Alabama.
Is Coffee County affordable?
Coffee County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Coffee County's rent compare to the state average?
Coffee County's median rent of $970/mo is 21% above state average of $799/mo for Alabama.
What is the median home value in Coffee County?
The median home value in Coffee County, Alabama is $180,300. This is 36% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.