Cost of Living in Saunders County, Nebraska

$930/mo
Median Monthly Rent
$241,100
Median Home Value

At a Glance

Median Monthly Rent
$930/mo
19% above state average
Median Home Value
$241,100
14% below national
Rent-to-Income Ratio
22.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Saunders County Compares

Median monthly rent comparison

Saunders County$930/mo
Nebraska Average$783/mo
National Median$1,163/mo

Detailed Housing Stats

$930/mo
Median Gross Rent
$241,100
Median Home Value
$1,239/mo
Monthly Owner Cost
22.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Saunders County ranks #709 of 3,144 counties for affordability (top 23%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Saunders County, Nebraska

Saunders balances strong income and housing

Saunders County's median household income of $89,395 significantly outpaces the national average of $74,755, while its 12.5% rent-to-income ratio beats national affordability norms. Residents enjoy above-average earning power coupled with controlled housing burden—a rare advantage.

Top-tier affordability with top-tier income

Saunders County ranks among Nebraska's best for affordability with a 12.5% rent-to-income ratio, besting the state average of 14.2%. At $89,395 median income—the state's second-highest after Sarpy—Saunders delivers both prosperity and housing relief.

Prosperity without the Omaha premium

Saunders's $89,395 income nearly matches Sarpy's $101,402, yet monthly rents ($930) remain $354 cheaper than Sarpy's $1,284. Home values at $241,100 split the difference between rural and metro, offering a balanced alternative to both extremes.

Smart earnings, smart housing allocation

Saunders households earn $89,395 annually and dedicate $930 to rent or $1,239 to ownership, consuming just 12.5% and 16.6% of income respectively. This efficiency leaves over $6,700 monthly for other essentials—among the best in the state.

Saunders: Nebraska's balanced option

If you want strong income potential without Sarpy's metro prices, Saunders County delivers: high household earnings, controlled housing costs, and reasonable home values around $241,100. You'll find both financial security and housing relief in this transitional county.

Cost of Living Advisory: Saunders County

Affordability Verdict

For renters in Saunders County, the market is affordable. Expect to pay around $930/month in gross rent, with 22.0% of renter households considered cost-burdened.

Rent vs. Own

At $930/month rent versus $1,239/month in owner costs, renting is roughly $309/month cheaper — a 25% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $37,200/year. For owner costs at the 28% rule, the required income is roughly $53,100/year. With a median household income of $89,395, most households can comfortably afford rent here. Notably, 22.0% of renter households in Saunders County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Saunders County sits 6% less expensive than Dodge County ($985/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Saunders County

$

Rent Burden

12.5%

of gross income

Max Housing (28% Rule)

$2,086

per month

Owner Cost Burden

16.6%

of gross income

You can likely afford the median home in Saunders County

Median home value is $241,100. Estimated monthly cost: $1,925 vs. your max of $2,086.

Rent Affordability Guide

Your rent-to-income ratio12.5%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $89,395Needed: $37,200
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $89,395Needed: $53,100
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $89,395Needed: $56,111

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Saunders County, Nebraska?
Saunders County, Nebraska has a median monthly rent of $930/mo and a median home value of $241,100. The affordability rating is Unaffordable, with rent making up approximately 22.0% of median household income.
What is the median rent in Saunders County?
The median gross rent in Saunders County is $930/mo. This is 19% above state average for Nebraska.
Is Saunders County affordable?
Saunders County is rated Unaffordable based on rent-to-income ratio of 22.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Saunders County's rent compare to the state average?
Saunders County's median rent of $930/mo is 19% above state average of $783/mo for Nebraska.
What is the median home value in Saunders County?
The median home value in Saunders County, Nebraska is $241,100. This is 14% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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