Cost of Living in Pawnee County, Nebraska

$616/mo
Median Monthly Rent
$74,800
Median Home Value

At a Glance

Median Monthly Rent
$616/mo
21% below state average
Median Home Value
$74,800
73% below national
Rent-to-Income Ratio
19.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Pawnee County Compares

Median monthly rent comparison

Pawnee County$616/mo
Nebraska Average$783/mo
National Median$1,163/mo

Detailed Housing Stats

$616/mo
Median Gross Rent
$74,800
Median Home Value
$586/mo
Monthly Owner Cost
19.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Pawnee County ranks #407 of 3,144 counties for affordability (top 13%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Pawnee County, Nebraska

Pawnee rents affordable, but income is lower

Pawnee County renters spend 13.5% of their income on housing, just slightly above Nebraska's state average of 14.2%. However, the median household income of $54,926 is significantly below the national average of $74,755, meaning housing affordability is relative to lower earnings.

Budget-friendly county with economic challenge

Pawnee ranks among Nebraska's most affordable counties for rent at 13.5% of income, but its median household income is the lowest in this eight-county comparison. The trade-off: cheap housing in a county facing economic pressures.

Cheapest rent, but income lags the region

Pawnee's $616 median rent ties Nuckolls as the lowest here, and both beat every other county in the comparison. Yet Pawnee's $54,926 median income trails all neighbors, meaning the affordability advantage is driven more by lower incomes than lower costs.

Affordability masks limited earning potential

Pawnee households earn just $54,926 annually and spend $616 on rent or $586 on mortgages—proportionally affordable at 13-14% of income. However, this lower earning power leaves less total income for savings, healthcare, and other expenses after housing is covered.

Pawnee suits seekers of true affordability

If rock-bottom housing costs are your goal, Pawnee's $616 rent and $74,800 median home values are unbeatable in this region. Be aware that lower housing costs reflect broader economic conditions; job opportunities and wages may be more limited than nearby counties.

Cost of Living Advisory: Pawnee County

Affordability Verdict

Pawnee County is affordable for renters, with a median gross rent of $616/month representing approximately 13.5% of median household income. The rent burden (GRAPI) stands at 19.0%.

Rent vs. Own

Renters in Pawnee County pay $616/month on average, compared to $586/month for homeowners. This market favors buyers by about 5%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $24,640/year. For owner costs at the 28% rule, the required income is roughly $25,114/year. With a median household income of $54,926, most households can comfortably afford rent here. Notably, 19.0% of renter households in Pawnee County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Pawnee County sits 8% less expensive than Fillmore County ($667/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Pawnee County

$

Rent Burden

13.5%

of gross income

Max Housing (28% Rule)

$1,282

per month

Owner Cost Burden

12.8%

of gross income

You can likely afford the median home in Pawnee County

Median home value is $74,800. Estimated monthly cost: $597 vs. your max of $1,282.

Rent Affordability Guide

Your rent-to-income ratio13.5%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $54,926Needed: $24,640
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $54,926Needed: $25,114
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $54,926Needed: $17,408

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Pawnee County, Nebraska?
Pawnee County, Nebraska has a median monthly rent of $616/mo and a median home value of $74,800. The affordability rating is Unaffordable, with rent making up approximately 19.0% of median household income.
What is the median rent in Pawnee County?
The median gross rent in Pawnee County is $616/mo. This is 21% below state average for Nebraska.
Is Pawnee County affordable?
Pawnee County is rated Unaffordable based on rent-to-income ratio of 19.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Pawnee County's rent compare to the state average?
Pawnee County's median rent of $616/mo is 21% below state average of $783/mo for Nebraska.
What is the median home value in Pawnee County?
The median home value in Pawnee County, Nebraska is $74,800. This is 73% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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