Cost of Living in Hamilton County, Nebraska
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Hamilton County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Hamilton County ranks #1,708 of 3,142 counties for affordability (bottom 46%)
Sourced county brief
Hamilton County Median Home Value Reaches $253,700 Snapshot
In Hamilton County, the median home value was estimated at $253,700 during the 2020-2024 period. This figure is $89,065 above the Nebraska unweighted county mean of $164,635. For households that rent, the median gross rent was $794 per month, while the median monthly owner cost for all owner-occupied units was $1,091. The median renter-household income was recorded at $44,828. According to official ACS B25071 data, the median gross rent as a percentage of household income, or official GRAPI, was 19.1%. This percentage is 4.1 percentage points lower than the state unweighted county mean of 23.2% for official GRAPI. All figures are snapshots from the American Community Survey 5-Year Estimates. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Hamilton County
Affordability Verdict
ACS B25071 estimates median gross rent at 19.1% of renter household income in Hamilton County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $794 per month; median selected monthly owner costs are $1,091. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $31,760 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Nebraska unweighted mean of county median rents is $797 per month. Hamilton County's $794 median is 0.4% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Hamilton County
Rent Burden
11.3%
of gross income
Max Housing (28% Rule)
$1,960
per month
Owner Cost Burden
15.6%
of gross income
The median home in Hamilton County may be a stretch
Median home value is $253,700. Estimated monthly cost: $2,025 vs. your max of $1,960.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Hamilton County, Nebraska?
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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